Aditya BIRLA SUN LIFE BAL Bhavishya YOJNA Direct Growth

NAV · Direct-Growth

₹22.39-0.27-1.19%

As of 1 Oct 2026 · AMFI

NAV growth+1.9%

Oct ’25Oct ’26

Arthkar verdictSolid on the numbers

Consistency

Strong

positive in 6 of 7 years

1Y return

+1.3%

3Y CAGR

+9.9%

5Y CAGR

+8.6%

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

15.4%

3Y std dev

Go deeper on Aditya BIRLA SUN LIFE BAL Bhavishya YOJNA Direct Growth

Two data-only views, computed from this fund's real NAV history — no projections.

Aditya BIRLA SUN LIFE BAL Bhavishya YOJNA Direct Growth SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.Aditya BIRLA SUN LIFE BAL Bhavishya YOJNA Direct Growth real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Long-run track record: about 8.6% CAGR over 5 years. Worst historical drawdown: -34% in Mar 2020, recovered in 8 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF209KB1E84

NAV (Direct-Growth)

₹22.3900

Last 1Y

+1.91%

Oct 25Min ₹19.90 · Max ₹24.06 · 245 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-33.9%

Peak ₹11.41 on 13 Feb 2020 → trough ₹7.54 on 23 Mar 2020 (1 months down).

Recovered in 8 months· 10 Nov 2020

Feb 2025

-18.9%

Peak ₹23.09 on 27 Sept 2024 → trough ₹18.72 on 28 Feb 2025 (5 months down).

Recovered in 8 months· 29 Oct 2025

Jun 2022

-18.1%

Peak ₹15.28 on 15 Nov 2021 → trough ₹12.52 on 20 Jun 2022 (7 months down).

Recovered in 12 months· 5 Jun 2023

Mar 2026

-15.1%

Peak ₹23.43 on 2 Jan 2026 → trough ₹19.90 on 30 Mar 2026 (3 months down).

Recovered in 4 months· 29 Jul 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-3.28%	—	—
1M	-5.88%	—	—
3M	-3.78%	—	—
6M	+9.92%	—	—
YTD	-3.24%	—	—
1Y	+1.27%	—	—
2Y	+0.29%	—	—
3Y	+9.92%	—	—
5Y	+8.62%	—	—
7Y	+12.12%	—	—

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 key insights, written by AI in plain English.

Run Portfolio X-Ray