Calculator

Step-up SIP Calculator

A step-up SIP grows your monthly contribution by a fixed % every year — usually 5–15%. Open the year-by-year breakdown to see how your monthly cheque grows alongside your salary.

SIP Lumpsum Step-up SIP Goal CrorepatiNEW RetirementNEW SWPNEW InflationNEW

Quick start

Monthly investment₹10,000

₹500₹2.00 L

Time period15 yrs

1 yr30 yrs

Expected return12% p.a.

4% p.a.18% p.a.

Yearly step-up+10% / year

+0% / year+25% / year

Future rupees, no inflation discount.

You invest

₹38.1 L

Est. returns

₹48.7 L

Total value

₹86.8 L

Returns share

56.1%

A SEBI-registered advisor will personalise the plan and reply within 60 minutes.

Wealth growth

Year-by-year projection

InvestedReturns

Wealth milestones (when you cross each)

₹10 L

at year 6

₹25 L

at year 9

₹50 L

at year 12

Same money, elsewhere

This plan

₹86.8 L

In a 6% FD

₹29.2 L

In PPF (7.1%)

₹32.2 L

If parked at par with inflation

₹43.1 L

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

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