SWP Calculator · NEW
How long will your money last?
Systematic Withdrawal Plan — pull a fixed monthly amount from your corpus while the rest keeps growing.
Your corpus lasts
22 yr 5 mo
Total withdrawn over the period: ₹1,07,60,000 (₹1.08 Cr)
Months it lasts
269
Total withdrawn
₹1.08 Cr
₹40,000/mo
Earnings vs corpus
115%
multiplier on principal
₹50.0 L
₹1.00 L₹20.0 Cr
₹40,000
₹1,000₹5,00,000
8.00%
4.00%15.00%
Corpus drawdown over time
To make this perpetual, either grow your corpus to ₹60.0 L, or reduce monthly withdrawals to ₹33,333.
Withdrawal rate of 9.60% per year. The 4% rule says ≤ 4% annual is “safe” for 30+ years.
A 1% lower return shortens the runway by 3 years — being conservative on returns matters more than picking the perfect fund.