Retirement Calculator · NEW
What will retirement actually cost you?
Inflation-adjusted, lifespan-aware. Tells you the corpus you need at retirement and the SIP that gets you there.
Corpus needed at age 60
₹6,81,82,471
That's ₹6.82 Cr — to fund a ₹2,87,175/month lifestyle for 25 years
Monthly SIP needed (today)
₹19,316
Constant amount, no step-up
Total contributed
₹69.5 L
30 years × ₹19,316/mo
Compounding gives
₹6.12 Cr
90% of corpus
30
1860
60
3575
85 yrs
65 yrs100 yrs
₹50,000
₹10,000₹5,00,000
6.00%
3.00%10.00%
12.0%
6.0%20.0%
8.00%
4.00%12.00%
Corpus growth — age 30 → 60
You have 30 years to build ₹6.82 Cr. Starting 5 years late roughly doubles the SIP needed.
Your monthly expense in 30 years will be ₹2,87,175 — 5.7× today.
If you can step up your SIP by 10% every year, you only need to start with ≈ ₹10,624/month.