Inflation Calculator · NEW
What will your money actually buy?
Inflation is the silent tax. See exactly how much purchasing power you lose — and how much you'll need just to stand still.
In 20 years, you'll need
(₹3.21 L) just to buy what ₹1,00,000 buys today
In 20 years, ₹1,00,000 buys
(₹31,180 in today's purchasing power) — a 69% loss
Inflation factor
at 6% over 20 years
Annual cost growth
compounding
Real value today
69% less buying power
₹1,00,000 → future cost
A ₹250 cappuccino today will cost about ₹802 in 20 years.
A ₹1 Cr house today will cost about ₹3.21 Cr in 20 years.
Cash earning 0% loses 69% of its real value over 20 years.
The fix: real returns must beat inflation.
Equity has historically beaten Indian inflation by 6–8% a year over 10+ year periods. An FD at 1.0% post-inflation barely keeps up.