BANK OF INDIA Balanced Advantage FUND Direct PLAN Growth

Dynamic Asset Allocation / BAFHybrid Rank 19 of 34

NAV · Direct-Growth

₹27.55-0.20-0.74%

As of 1 Oct 2026 · AMFI

NAV growth+2.6%

Oct ’25Oct ’26

Arthkar verdictSolid on the numbers

Returns

Mixed vs category

1 of 3 periods ahead

Consistency

Strong

positive in 10 of 12 years

Beats its Dynamic Asset Allocation / BAF category on 5Y but trails on 1Y & 3Y.

1Y return

+2.2%

-0.5 vs cat

3Y CAGR

+8.6%

-0.6 vs cat

5Y CAGR

+9.9%

+2.0 vs cat

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

9.6%

3Y std dev

Go deeper on BANK OF INDIA Balanced Advantage FUND Direct PLAN Growth

Two data-only views, computed from this fund's real NAV history — no projections.

BANK OF INDIA Balanced Advantage FUND Direct PLAN Growth SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.BANK OF INDIA Balanced Advantage FUND Direct PLAN Growth real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

BANK OF INDIA BALANCED ADVANTAGE FUND DIRECT PLAN GROWTH is a Dynamic Asset Allocation / BAF scheme from Bank of India. Long-run track record: about 9.9% CAGR over 5 years. Worst historical drawdown: -18% in Mar 2020, recovered in 8 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF761K01BO6

NAV (Direct-Growth)

₹27.5516

Last 1Y

+2.56%

Oct 25Min ₹26.76 · Max ₹29.05 · 247 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-17.8%

Peak ₹15.59 on 27 Aug 2018 → trough ₹12.81 on 23 Mar 2020 (19 months down).

Recovered in 8 months· 17 Nov 2020

Feb 2025

-12.8%

Peak ₹27.65 on 27 Sept 2024 → trough ₹24.12 on 28 Feb 2025 (5 months down).

Recovered in 8 months· 20 Oct 2025

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-1.75%	-1.86%	13/ 41
1M	-3.37%	-3.39%	17/ 41
3M	-3.68%	-2.64%	32/ 41
6M	+1.96%	+7.63%	37/ 41
YTD	-2.23%	+0.17%	20/ 40
1Y	+2.23%	+2.71%	8/ 40
2Y	+1.33%	+1.91%	24/ 39
3Y	+8.63%	+9.26%	19/ 34
5Y	+9.88%	+7.90%	4/ 24
7Y	+9.77%	+10.24%	15/ 21
10Y	+7.22%	+8.62%	13/ 15

Available plans & options

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