BANK OF INDIA Credit Risk Fund

Credit RiskDebt Rank 4 of 14

NAV · Direct-Growth

₹14.92+0.00+0.03%

As of 1 Oct 2026 · AMFI

NAV growth+17.2%

Oct ’25Oct ’26

Arthkar verdictSolid on the numbers

Returns

Beats category

1Y, 3Y, 5Y all ahead

Consistency

Strong

positive in 9 of 11 years

Beats its Credit Risk category on 1Y, 3Y & 5Y.

1Y return

+17.1%

+8.8 vs cat

3Y CAGR

+10.0%

+0.4 vs cat

5Y CAGR

+27.8%

+18.2 vs cat

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

4.1%

3Y std dev

Go deeper on BANK OF INDIA Credit Risk Fund

Two data-only views, computed from this fund's real NAV history — no projections.

BANK OF INDIA Credit Risk Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.BANK OF INDIA Credit Risk Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

BANK OF INDIA Credit Risk Fund is a Credit Risk scheme from Bank of India. Long-run track record: about 27.8% CAGR over 5 years. Worst historical drawdown: -73% in Apr 2020, recovered in 73 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF761K01DG8

NAV (Direct-Growth)

₹14.9199

Last 1Y

+17.20%

Oct 25Min ₹12.73 · Max ₹14.92 · 243 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Apr 2020

-73.4%

Peak ₹13.82 on 3 Sept 2018 → trough ₹3.68 on 28 Apr 2020 (20 months down).

Recovered in 73 months· 30 Apr 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.15%	+0.01%	1/ 14
1M	+0.31%	-0.01%	1/ 14
3M	+1.43%	+1.03%	1/ 14
6M	+8.73%	+4.96%	2/ 14
YTD	+15.66%	+6.66%	1/ 14
1Y	+17.15%	+8.30%	1/ 14
2Y	+11.89%	+9.90%	4/ 14
3Y	+10.04%	+9.69%	4/ 14
5Y	+27.80%	+9.63%	1/ 14
7Y	+11.38%	+7.88%	1/ 14
10Y	+2.41%	+6.86%	13/ 13

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 key insights, written by AI in plain English.

Run Portfolio X-Ray