Bank of India Mid Cap Fund

Mid CapEquity SEBI-regulated

NAV (Direct-Growth)

₹10.3300

As of 3 Jul 2026 · AMFI

AUM

₹638.38 Cr

Expense ratio

1.12%

1Y returns

—

cat 8.87%

3Y CAGR

—

cat 22.59%

5Y CAGR

—

cat 19.02%

Std deviation 3Y

—

cat 17.17%

In plain English

Bank of India Mid Cap Fund is a Mid Cap scheme from Bank of India. The portfolio is ~94% in equities with 6% kept in cash and short-term debt. Worst historical drawdown: -12% in Mar 2026, recovered in 1 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹10.3300

Last 1Y

+3.51%

Aug 25Min ₹8.90 · Max ₹10.51 · 208 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2026

-12.5%

Peak ₹10.17 on 3 Nov 2025 → trough ₹8.90 on 23 Mar 2026 (5 months down).

Recovered in 1 months· 29 Apr 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.12% — above the typical 1% for equity.
AUM size
₹0.6K Cr — reasonable for a mid-cap fund.
Sector concentration
Top 3 sectors = 55.4% — diversified across sectors.
Style drift
Allocation matches the declared category mandate.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.89%	-0.40%	16/ 33
1M	+11.29%	+9.42%	16/ 33
3M	+8.79%	+4.68%	7/ 31
6M	+0.00%	-0.73%	17/ 31
YTD	+3.15%	-1.31%	6/ 31
1Y	—	+8.87%	—
2Y	—	+8.93%	—
3Y	—	+22.59%	—
5Y	—	+19.02%	—
7Y	—	+16.44%	—
10Y	—	+16.54%	—

Portfolio composition

Asset allocation

Equity93.55%
Debt0.38%
Cash6.08%

By market cap

Large cap7.70%
Mid cap73.31%
Small cap14.56%
Others4.43%

Concentration

Holdings

Avg market cap

₹53.0K Cr

Top 10 stocks

36.62%

Top 5 stocks

22.72%

Top 3 sectors

55.36%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Net Receivables / (Payables)
—5.30%
2
Abbott India Ltd
—5.28%
3
Aurobindo Pharma Ltd
—5.11%
4
Bharti Hexacom Ltd
—4.75%
5
Indian Bank
—3.84%
6
Multi Commodity Exchange of India Ltd
—3.74%
7
Max Financial Services Ltd
—2.99%
8
JK Cement Ltd
—2.83%
9
UNO Minda Ltd
—2.81%
10
Oil India Ltd
—2.76%
11
Lloyds Metals & Energy Ltd
—2.51%
12
Bharat Dynamics Ltd Ordinary Shares
—2.40%
13
Nippon Life India Asset Management Ltd Ordinary Shares
—2.36%
14
Apollo Hospitals Enterprise Ltd
—2.21%
15
Eris Lifesciences Ltd Registered Shs
—2.12%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio26.9029.03-2.13
P/B ratio4.344.18+0.16
Price / Sales3.223.13+0.09
Price / Cash Flow18.2721.95-3.68
Dividend yield1.15%0.95%+0.20
Return on equity (ROE)—0.00%—

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
———16.1317.1715.90
Sharpe ratio
Risk-adjusted return — higher is better.
———-0.200.730.66
Sortino ratio
Like Sharpe but only counts downside volatility.
———-0.241.091.03
Beta
1 = moves with the market. <1 = less volatile.
———0.940.950.93

Peers in Mid Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthBank of India Mid Cap Fund - Direct Plan GrowthINF761K01GY4
DirectIDCW ReinvestmentBank of India Mid Cap Fund - Direct Plan IDCWINF761K01GZ1
RegularGrowthBank of India Mid Cap Fund - Regular Plan GrowthINF761K01HB0
RegularIDCW ReinvestmentBank of India Mid Cap Fund - Regular Plan IDCWINF761K01HC8

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