BANK OF INDIA Short Term Income Fund

Short DurationDebt Rank 5 of 27

NAV · Direct-Growth

₹31.08-0.01-0.03%

As of 1 Oct 2026 · AMFI

NAV growth+5.1%

Oct ’25Oct ’26

Arthkar verdictSolid on the numbers

Returns

Mixed vs category

2 of 3 periods ahead

Consistency

Strong

positive in 10 of 12 years

Beats its Short Duration category on 3Y & 5Y but trails on 1Y.

1Y return

+5.0%

-0.2 vs cat

3Y CAGR

+7.6%

+0.4 vs cat

5Y CAGR

+10.8%

+4.3 vs cat

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

1.6%

3Y std dev

Go deeper on BANK OF INDIA Short Term Income Fund

Two data-only views, computed from this fund's real NAV history — no projections.

BANK OF INDIA Short Term Income Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.BANK OF INDIA Short Term Income Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

BANK OF INDIA Short Term Income Fund is a Short Duration scheme from Bank of India. Long-run track record: about 10.8% CAGR over 5 years. Worst historical drawdown: -20% in Apr 2020, recovered in 24 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF761K01736

NAV (Direct-Growth)

₹31.0799

Last 1Y

+5.06%

Oct 25Min ₹29.58 · Max ₹31.14 · 243 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Apr 2020

-19.8%

Peak ₹21.39 on 6 Jun 2019 → trough ₹17.16 on 24 Apr 2020 (11 months down).

Recovered in 24 months· 31 Mar 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.03%	+0.02%	31/ 34
1M	-0.09%	-0.08%	16/ 34
3M	+0.67%	+0.46%	7/ 32
6M	+3.42%	+3.75%	7/ 29
YTD	+3.73%	+3.93%	12/ 28
1Y	+4.97%	+5.19%	14/ 28
2Y	+7.41%	+6.79%	2/ 27
3Y	+7.60%	+7.25%	5/ 27
5Y	+10.80%	+6.46%	1/ 25
7Y	+8.33%	+6.79%	1/ 23
10Y	+5.70%	+6.78%	19/ 20

Available plans & options

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