HDFC Retirement Savings Fund - Equity Plan

NAV · Direct-Growth

₹52.94-0.33-0.62%

As of 1 Oct 2026 · AMFI

NAV growth-7.3%

Oct ’25Oct ’26

Arthkar verdictSolid on the numbers

Consistency

Strong

positive in 8 of 10 years

1Y return

-7.7%

3Y CAGR

+8.5%

5Y CAGR

+11.0%

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

13.6%

3Y std dev

Go deeper on HDFC Retirement Savings Fund - Equity Plan

Two data-only views, computed from this fund's real NAV history — no projections.

HDFC Retirement Savings Fund - Equity Plan SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.HDFC Retirement Savings Fund - Equity Plan real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Long-run track record: about 11.0% CAGR over 5 years. Worst historical drawdown: -35% in Mar 2020, recovered in 8 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF179KB1MF0

NAV (Direct-Growth)

₹52.9390

Last 1Y

-7.32%

Oct 25Min ₹51.01 · Max ₹59.34 · 245 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-34.9%

Peak ₹18.87 on 17 Jan 2020 → trough ₹12.29 on 23 Mar 2020 (2 months down).

Recovered in 8 months· 5 Nov 2020

Mar 2025 — ongoing

-16.1%

Peak ₹59.56 on 26 Sept 2024 → trough ₹49.96 on 3 Mar 2025 (5 months down).

Not yet recovered

Jun 2022

-13.8%

Peak ₹32.97 on 17 Jan 2022 → trough ₹28.42 on 20 Jun 2022 (5 months down).

Recovered in 2 months· 12 Aug 2022

Oct 2018

-13.7%

Peak ₹18.52 on 23 Jan 2018 → trough ₹15.98 on 26 Oct 2018 (9 months down).

Recovered in 15 months· 13 Jan 2020

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-2.36%	—	—
1M	-5.12%	—	—
3M	-5.47%	—	—
6M	+1.94%	—	—
YTD	-10.23%	—	—
1Y	-7.72%	—	—
2Y	-3.91%	—	—
3Y	+8.50%	—	—
5Y	+10.97%	—	—
7Y	+17.30%	—	—
10Y	+14.52%	—	—

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