ICICI Prudential ELSS Tax Saver Fund

ELSS Tax SaverEquityVery High risk Rank 25 of 44

NAV · Direct-Growth

₹1,055.06-3.09-0.29%

As of 18 Aug 2026 · AMFI

NAV growth+1.6%

Aug ’25Aug ’26

Arthkar verdictSolid on the numbers

Returns

Lags category

0 of 3 periods ahead

Cost

Average

0.96% vs NaN% peers

Volatility

Below average

13.9% vs 15.5% cat (3Y)

Consistency

Strong

positive in 11 of 12 years

Trails its ELSS Tax Saver category on 1Y, 3Y & 5Y — and has been steadier than peers.

1Y return

+1.6%

-1.7 vs cat

3Y CAGR

+13.2%

-0.5 vs cat

5Y CAGR

+11.7%

-1.0 vs cat

AUM

₹14.1K Cr

fund size

Expense

0.96%

direct plan

Volatility 3Y

13.9%

▼ vs 15.5%

Go deeper on ICICI Prudential ELSS Tax Saver Fund

Two data-only views, computed from this fund's real NAV history — no projections.

ICICI Prudential ELSS Tax Saver Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.ICICI Prudential ELSS Tax Saver Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

ICICI Prudential ELSS Tax Saver Fund is a ELSS Tax Saver scheme from ICICI Prudential. The portfolio is ~98% in equities. Long-run track record: about 11.7% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -38% in Mar 2020, recovered in 8 months. Mandatory 3-year lock-in. Wrong fit if you need access sooner.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF109K01Y31

NAV (Direct-Growth)

₹1055.0600

Last 1Y

+1.64%

Aug 25Min ₹936.41 · Max ₹1084.13 · 247 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-37.5%

Peak ₹430.22 on 17 Jan 2020 → trough ₹268.83 on 23 Mar 2020 (2 months down).

Recovered in 8 months· 17 Nov 2020

Mar 2025

-17.6%

Peak ₹1080.44 on 26 Sept 2024 → trough ₹890.11 on 4 Mar 2025 (5 months down).

Recovered in 8 months· 29 Oct 2025

Jun 2022

-17.3%

Peak ₹678.38 on 18 Oct 2021 → trough ₹560.98 on 20 Jun 2022 (8 months down).

Recovered in 5 months· 28 Nov 2022

Feb 2016

-16.6%

Peak ₹289.62 on 3 Mar 2015 → trough ₹241.65 on 25 Feb 2016 (12 months down).

Recovered in 4 months· 29 Jun 2016

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.96% — typical for category.
AUM size
₹14.1K Cr.
Sector concentration
Top 3 sectors = 58.7% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.91%	-0.58%	32/ 45
1M	+1.07%	+1.43%	26/ 45
3M	+5.81%	+6.38%	25/ 45
6M	-0.78%	+1.40%	30/ 45
YTD	-1.47%	+0.62%	30/ 45
1Y	+1.64%	+3.33%	27/ 45
2Y	+2.98%	+1.93%	16/ 44
3Y	+13.24%	+13.72%	25/ 44
5Y	+11.68%	+12.66%	25/ 37
7Y	+15.74%	+16.82%	25/ 36
10Y	+13.14%	+14.11%	21/ 32

Portfolio composition

Asset allocation

Equity97.53%
Cash2.47%

By market cap

Large cap74.57%
Mid cap5.96%
Small cap15.21%
Others4.26%

Concentration

Holdings

Avg market cap

₹2.28 L Cr

Top 10 stocks

53.68%

Top 5 stocks

32.31%

Top 3 sectors

58.69%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—7.89%
1
ICICI Bank Ltd
—7.89%
1
ICICI Bank Ltd
—7.89%
2
HDFC Bank Ltd
—7.83%
2
HDFC Bank Ltd
—7.83%
2
HDFC Bank Ltd
—7.83%
1
ICICI Bank Ltd
—7.59%
1
ICICI Bank Ltd
—7.43%
1
ICICI Bank Ltd
—7.43%
2
HDFC Bank Ltd
—7.09%
2
HDFC Bank Ltd
—7.09%
2
HDFC Bank Ltd
—6.61%
3
Axis Bank Ltd
—6.21%
3
Axis Bank Ltd
—6.21%
3
Sun Pharmaceuticals Industries Ltd
—6.19%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio24.0224.09-0.07
P/B ratio2.953.29-0.34
Price / Sales2.632.96-0.33
Price / Cash Flow14.9818.13-3.15
Dividend yield1.01%1.23%-0.22
Return on equity (ROE)14.01%16.61%-2.60

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
12.0713.9513.4917.2615.4714.47
Sharpe ratio
Risk-adjusted return — higher is better.
-0.320.510.54-0.400.450.49
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.430.760.85-0.500.670.75
Beta
1 = moves with the market. <1 = less volatile.
0.870.880.890.960.960.94

Peers in ELSS Tax Saver

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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