ICICI Prudential ELSS Tax Saver Fund

ELSS Tax SaverEquity SEBI-regulated

NAV (Direct-Growth)

₹1,040.7900

As of 1 Jul 2026 · AMFI

AUM

₹13.6K Cr

Expense ratio

0.93%

1Y returns

-0.08%

cat -1.72%

3Y CAGR

+13.39%

cat 12.95%

5Y CAGR

+13.00%

cat 12.58%

Std deviation 3Y

+13.95%

cat 15.55%

In plain English

ICICI Prudential ELSS Tax Saver Fund is a ELSS Tax Saver scheme from ICICI Prudential. The portfolio is ~97% in equities. Long-run track record: about 13.0% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -38% in Mar 2020, recovered in 8 months. Mandatory 3-year lock-in. Wrong fit if you need access sooner.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹1040.7900

Last 1Y

-0.08%

Jul 25Min ₹936.41 · Max ₹1084.13 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-37.5%

Peak ₹430.22 on 17 Jan 2020 → trough ₹268.83 on 23 Mar 2020 (2 months down).

Recovered in 8 months· 17 Nov 2020

Mar 2025

-17.6%

Peak ₹1080.44 on 26 Sept 2024 → trough ₹890.11 on 4 Mar 2025 (5 months down).

Recovered in 8 months· 29 Oct 2025

Jun 2022

-17.3%

Peak ₹678.38 on 18 Oct 2021 → trough ₹560.98 on 20 Jun 2022 (8 months down).

Recovered in 5 months· 28 Nov 2022

Feb 2016

-16.6%

Peak ₹289.62 on 3 Mar 2015 → trough ₹241.65 on 25 Feb 2016 (12 months down).

Recovered in 4 months· 29 Jun 2016

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.93% — typical for category.
AUM size
₹13.6K Cr.
Sector concentration
Top 3 sectors = 56.8% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.67%	-1.21%	43/ 55
1M	+7.03%	+6.78%	41/ 55
3M	-0.07%	-0.40%	29/ 55
6M	-3.08%	-2.61%	35/ 54
YTD	-2.80%	-2.27%	32/ 54
1Y	-0.08%	-1.72%	31/ 54
2Y	+6.81%	+4.55%	21/ 54
3Y	+13.39%	+12.95%	31/ 52
5Y	+13.00%	+12.58%	33/ 47
7Y	+14.11%	+12.47%	32/ 46
10Y	+14.08%	+14.00%	19/ 32

Portfolio composition

Asset allocation

Equity97.04%
Cash2.96%

By market cap

Large cap73.19%
Mid cap6.54%
Small cap15.21%
Others5.06%

Concentration

Holdings

Avg market cap

₹2.13 L Cr

Top 10 stocks

52.91%

Top 5 stocks

31.72%

Top 3 sectors

56.75%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—7.59%
1
ICICI Bank Ltd
—7.43%
2
HDFC Bank Ltd
—7.09%
2
HDFC Bank Ltd
—6.61%
3
Axis Bank Ltd
—6.21%
3
Sun Pharmaceuticals Industries Ltd
—6.19%
4
Axis Bank Ltd
—5.79%
5
Reliance Industries Ltd
—5.63%
4
Sun Pharmaceuticals Industries Ltd
—5.50%
5
Reliance Industries Ltd
—5.49%
6
Avenue Supermarts Ltd
—5.20%
6
Avenue Supermarts Ltd
—5.16%
7
Larsen & Toubro Ltd
—4.90%
7
NTPC Ltd
—4.58%
8
Larsen & Toubro Ltd
—4.48%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio24.0224.09-0.07
P/B ratio2.953.29-0.34
Price / Sales2.632.96-0.33
Price / Cash Flow14.9818.13-3.15
Dividend yield1.01%1.23%-0.22
Return on equity (ROE)14.01%16.61%-2.60

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
12.0713.9513.4917.4515.5514.48
Sharpe ratio
Risk-adjusted return — higher is better.
-0.320.510.54-0.330.480.49
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.430.760.85-0.420.730.76
Beta
1 = moves with the market. <1 = less volatile.
0.870.880.890.950.960.94

Peers in ELSS Tax Saver

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthICICI Prudential ELSS Tax Saver Fund - Direct Plan - GrowthINF109K01Y31
DirectIDCW ReinvestmentICICI Prudential ELSS Tax Saver Fund - Direct Plan - IDCWINF109K01Y15
RegularGrowthICICI Prudential ELSS Tax Saver Fund - GrowthINF109K01464
RegularIDCW ReinvestmentICICI Prudential ELSS Tax Saver Fund - IDCWINF109K01FN1

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 specific actions, written by AI in plain English.

Run Portfolio X-Ray