JM Large Cap Fund (Direct)

Large CapEquity SEBI-regulated

NAV (Direct-Growth)

₹176.8626

As of 3 Jul 2026 · AMFI

AUM

₹415.75 Cr

Expense ratio

0.82%

1Y returns

-0.74%

cat -2.99%

3Y CAGR

+13.04%

cat 11.08%

5Y CAGR

+12.77%

cat 10.86%

Std deviation 3Y

+15.28%

cat 14.79%

In plain English

JM Large Cap Fund (Direct) is a Large Cap scheme from JM Financial. The portfolio is ~98% in equities. Long-run track record: about 12.8% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -20% in Feb 2025 — ongoing. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF192K01BZ0

NAV (Direct-Growth)

₹176.8626

Last 1Y

-0.24%

Jul 25Min ₹158.47 · Max ₹185.33 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Feb 2025 — ongoing

-19.8%

Peak ₹190.46 on 27 Sept 2024 → trough ₹152.75 on 28 Feb 2025 (5 months down).

Not yet recovered

Feb 2016

-19.5%

Peak ₹59.54 on 2 Mar 2015 → trough ₹47.95 on 25 Feb 2016 (12 months down).

Recovered in 6 months· 6 Sept 2016

Jun 2022

-17.8%

Peak ₹114.38 on 17 Jan 2022 → trough ₹94.01 on 20 Jun 2022 (5 months down).

Recovered in 5 months· 14 Nov 2022

Aug 2013

-17.3%

Peak ₹37.15 on 17 May 2013 → trough ₹30.74 on 28 Aug 2013 (3 months down).

Recovered in 3 months· 9 Dec 2013

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.82% — typical for category.
AUM size
₹416 Cr.
Sector concentration
Top 3 sectors = 55.8% — diversified across sectors.
Style drift
Allocation matches the declared category mandate.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.94%	-0.72%	24/ 37
1M	+6.61%	+7.20%	19/ 36
3M	-1.31%	-1.77%	17/ 35
6M	-4.85%	-5.06%	20/ 34
YTD	-3.68%	-4.90%	17/ 34
1Y	-0.74%	-2.99%	15/ 34
2Y	+2.22%	+4.65%	30/ 32
3Y	+13.04%	+11.08%	11/ 31
5Y	+12.77%	+10.86%	8/ 29
7Y	+13.43%	+11.06%	12/ 25
10Y	+12.32%	+12.67%	19/ 23

Portfolio composition

Asset allocation

Equity98.20%
Cash1.80%

By market cap

Large cap87.94%
Mid cap10.14%
Small cap3.44%

Concentration

Holdings

Avg market cap

₹3.11 L Cr

Top 10 stocks

38.00%

Top 5 stocks

24.31%

Top 3 sectors

55.80%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—6.64%
1
HDFC Bank Ltd
—6.33%
2
Reliance Industries Ltd
—6.23%
2
Reliance Industries Ltd
—5.74%
3
ICICI Bank Ltd
—4.39%
3
Bharti Airtel Ltd
—4.30%
4
ICICI Bank Ltd
—4.26%
5
State Bank of India
—4.25%
4
State Bank of India
—3.92%
5
Bharti Airtel Ltd
—3.91%
6
Larsen & Toubro Ltd
—3.79%
6
Larsen & Toubro Ltd
—3.17%
7
Infosys Ltd
—2.81%
8
Torrent Pharmaceuticals Ltd
—2.74%
7
Shriram Finance Ltd
—2.72%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio25.1823.35+1.83
P/B ratio3.523.26+0.26
Price / Sales3.353.00+0.35
Price / Cash Flow18.0816.39+1.69
Dividend yield1.16%1.31%-0.15
Return on equity (ROE)17.23%17.81%-0.58

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
14.6515.2814.0416.8814.7914.25
Sharpe ratio
Risk-adjusted return — higher is better.
-0.390.450.51-0.470.330.38
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.490.660.78-0.570.480.57
Beta
1 = moves with the market. <1 = less volatile.
0.991.020.961.001.000.99

Peers in Large Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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