JM Value Fund (Direct)

Value / ContraEquity SEBI-regulated

NAV (Direct-Growth)

₹107.3800

As of 1 Jul 2026 · AMFI

AUM

₹805.09 Cr

Expense ratio

1.00%

1Y returns

-3.45%

cat 1.58%

3Y CAGR

+16.73%

cat 14.97%

5Y CAGR

+16.94%

cat 13.59%

Std deviation 3Y

+19.42%

cat 15.85%

In plain English

JM Value Fund (Direct) is a Value / Contra scheme from JM Financial. The portfolio is ~100% in equities. Long-run track record: about 16.9% CAGR over 5 years. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -38% in Mar 2020, recovered in 8 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹107.3800

Last 1Y

-4.88%

Jul 25Min ₹90.97 · Max ₹113.41 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-37.9%

Peak ₹37.52 on 12 Feb 2020 → trough ₹23.29 on 23 Mar 2020 (1 months down).

Recovered in 8 months· 17 Nov 2020

Aug 2013

-29.1%

Peak ₹14.69 on 4 Jan 2013 → trough ₹10.42 on 28 Aug 2013 (8 months down).

Recovered in 7 months· 9 Apr 2014

Mar 2026 — ongoing

-26.1%

Peak ₹123.07 on 5 Sept 2024 → trough ₹90.97 on 31 Mar 2026 (19 months down).

Not yet recovered

Feb 2016

-24.8%

Peak ₹23.60 on 7 Aug 2015 → trough ₹17.74 on 25 Feb 2016 (7 months down).

Recovered in 5 months· 11 Jul 2016

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.00% — typical for category.
AUM size
₹805 Cr.
Sector concentration
Top 3 sectors = 67.5% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.89%	-1.23%	3/ 22
1M	+11.95%	+7.23%	2/ 22
3M	+1.81%	+0.79%	8/ 22
6M	-0.51%	-1.73%	9/ 23
YTD	-0.24%	-1.54%	12/ 23
1Y	-3.45%	+1.58%	21/ 23
2Y	+1.45%	+6.47%	20/ 20
3Y	+16.73%	+14.97%	9/ 21
5Y	+16.94%	+13.59%	3/ 17
7Y	+17.13%	+13.43%	5/ 14
10Y	+17.20%	+14.53%	2/ 12

Portfolio composition

Asset allocation

Equity99.83%
Cash0.17%

By market cap

Large cap42.79%
Mid cap14.02%
Small cap44.71%

Concentration

Holdings

Avg market cap

₹48.2K Cr

Top 10 stocks

32.65%

Top 5 stocks

18.56%

Top 3 sectors

67.55%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Godfrey Phillips India Ltd
—4.28%
2
Shriram Finance Ltd
—4.11%
1
Godfrey Phillips India Ltd
—4.02%
2
Dr Reddy's Laboratories Ltd
—3.90%
3
Shriram Finance Ltd
—3.84%
4
Vedanta Ltd
—3.72%
5
Larsen & Toubro Ltd
—3.67%
3
Dr Reddy's Laboratories Ltd
—3.46%
6
Canara Bank
—3.42%
4
Jana Small Finance Bank Ltd
—3.39%
7
Infosys Ltd
—3.38%
8
HDFC Bank Ltd
—3.35%
5
Restaurant Brands Asia Ltd Ordinary Shares
—3.32%
9
Hero MotoCorp Ltd
—3.26%
10
Bharti Airtel Ltd
—3.26%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio19.2820.48-1.20
P/B ratio2.652.69-0.04
Price / Sales2.032.33-0.30
Price / Cash Flow14.5113.84+0.67
Dividend yield1.47%1.63%-0.16
Return on equity (ROE)15.67%16.25%-0.58

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
17.2719.4216.9617.7115.8514.41
Sharpe ratio
Risk-adjusted return — higher is better.
-0.370.560.67-0.200.550.56
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.530.881.07-0.210.860.87
Beta
1 = moves with the market. <1 = less volatile.
1.211.161.050.950.980.92

Peers in Value / Contra

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthJM Value Fund (Direct) - Growth OptionINF192K01BT3
DirectIDCW ReinvestmentJM Value Fund (Direct) - IDCWINF192K01BR7

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