Kotak Credit Risk Fund

Credit RiskDebt Rank 10 of 15

NAV · Direct-Growth

₹27.22-0.04-0.14%

As of 18 Aug 2026 · AMFI

NAV growth+8.2%

Aug ’25Aug ’26

Arthkar verdictA balanced read

Returns

Lags category

0 of 3 periods ahead

Consistency

Strong

positive in 12 of 12 years

Trails its Credit Risk category on 1Y, 3Y & 5Y.

1Y return

+8.2%

-1.0 vs cat

3Y CAGR

+8.7%

-1.1 vs cat

5Y CAGR

+6.8%

-3.1 vs cat

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

1.6%

3Y std dev

Go deeper on Kotak Credit Risk Fund

Two data-only views, computed from this fund's real NAV history — no projections.

Kotak Credit Risk Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.Kotak Credit Risk Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Kotak Credit Risk Fund is a Credit Risk scheme from Kotak Mahindra. Long-run track record: about 6.8% CAGR over 5 years. Worst historical drawdown: -25% in Mar 2014, recovered in 32 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF174K01MG5

NAV (Direct-Growth)

₹27.2218

Last 1Y

+8.22%

Aug 25Min ₹25.15 · Max ₹27.28 · 243 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2014

-24.9%

Peak ₹13.55 on 24 Mar 2014 → trough ₹10.18 on 26 Mar 2014 (0 months down).

Recovered in 32 months· 26 Oct 2016

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.00%	+0.10%	15/ 15
1M	+0.73%	+0.78%	10/ 15
3M	+3.21%	+3.04%	7/ 15
6M	+3.64%	+4.86%	11/ 15
YTD	+4.81%	+6.27%	11/ 15
1Y	+8.22%	+9.18%	9/ 15
2Y	+8.17%	+10.24%	13/ 15
3Y	+8.74%	+9.83%	10/ 15
5Y	+6.83%	+9.95%	14/ 15
7Y	+7.18%	+7.91%	11/ 15
10Y	+7.49%	+7.10%	9/ 14

Available plans & options

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