Kotak Credit Risk Fund

Credit RiskDebt Rank 9 of 14

NAV · Direct-Growth

₹27.24-0.04-0.14%

As of 1 Oct 2026 · AMFI

NAV growth+6.6%

Oct ’25Oct ’26

Arthkar verdictA balanced read

Returns

Lags category

0 of 3 periods ahead

Consistency

Strong

positive in 12 of 12 years

Trails its Credit Risk category on 1Y, 3Y & 5Y.

1Y return

+6.4%

-1.9 vs cat

3Y CAGR

+8.5%

-1.2 vs cat

5Y CAGR

+6.6%

-3.0 vs cat

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

1.6%

3Y std dev

Go deeper on Kotak Credit Risk Fund

Two data-only views, computed from this fund's real NAV history — no projections.

Kotak Credit Risk Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.Kotak Credit Risk Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Kotak Credit Risk Fund is a Credit Risk scheme from Kotak Mahindra. Long-run track record: about 6.6% CAGR over 5 years. Worst historical drawdown: -25% in Mar 2014, recovered in 32 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF174K01MG5

NAV (Direct-Growth)

₹27.2436

Last 1Y

+6.60%

Oct 25Min ₹25.56 · Max ₹27.34 · 243 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2014

-24.9%

Peak ₹13.55 on 24 Mar 2014 → trough ₹10.18 on 26 Mar 2014 (0 months down).

Recovered in 32 months· 26 Oct 2016

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.15%	+0.01%	14/ 14
1M	-0.19%	-0.01%	13/ 14
3M	+0.95%	+1.03%	11/ 14
6M	+4.00%	+4.96%	11/ 14
YTD	+4.89%	+6.66%	11/ 14
1Y	+6.39%	+8.30%	11/ 14
2Y	+8.19%	+9.90%	11/ 14
3Y	+8.48%	+9.69%	9/ 14
5Y	+6.64%	+9.63%	13/ 14
7Y	+7.01%	+7.88%	10/ 14
10Y	+7.29%	+6.86%	8/ 13

Available plans & options

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