LIC MF Focused Fund

FocusedEquityVery High risk Rank 21 of 30

NAV · Direct-Growth

₹23.91-0.13-0.55%

As of 1 Oct 2026 · AMFI

NAV growth+2.1%

Oct ’25Oct ’26

Arthkar verdictMixed picture

Returns

Mixed vs category

1 of 3 periods ahead

Cost

High

1.09% vs 0.79% peers

Volatility

Above average

15.6% vs 15.5% cat (3Y)

Consistency

Strong

positive in 8 of 9 years

Beats its Focused category on 1Y but trails on 3Y & 5Y — but has run more volatile than peers.

1Y return

+1.2%

+1.3 vs cat

3Y CAGR

+9.3%

-2.1 vs cat

5Y CAGR

+8.0%

-1.8 vs cat

AUM

₹163.45 Cr

fund size

Expense

1.09%

direct plan

Volatility 3Y

15.6%

▲ vs 15.5%

Go deeper on LIC MF Focused Fund

Two data-only views, computed from this fund's real NAV history — no projections.

LIC MF Focused Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.LIC MF Focused Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

LIC MF Focused Fund is a Focused scheme from LIC. The portfolio is ~97% in equities. Within equity, ~49% sits in large-cap stocks, 24% in mid-cap, and 52% in small-cap. Long-run track record: about 8.0% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -35% in Mar 2020, recovered in 8 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF397L01KA7

NAV (Direct-Growth)

₹23.9054

Last 1Y

+2.08%

Oct 25Min ₹20.41 · Max ₹25.13 · 247 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-35.4%

Peak ₹10.94 on 12 Feb 2020 → trough ₹7.07 on 23 Mar 2020 (1 months down).

Recovered in 8 months· 5 Nov 2020

Mar 2025 — ongoing

-21.1%

Peak ₹25.39 on 23 Sept 2024 → trough ₹20.03 on 3 Mar 2025 (5 months down).

Not yet recovered

Jun 2022

-18.2%

Peak ₹17.18 on 18 Oct 2021 → trough ₹14.05 on 17 Jun 2022 (8 months down).

Recovered in 6 months· 30 Nov 2022

Oct 2018

-13.3%

Peak ₹10.81 on 28 Aug 2018 → trough ₹9.37 on 26 Oct 2018 (2 months down).

Recovered in 15 months· 14 Jan 2020

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

3 / 5

Watch a few items. Read the signal detail before investing.

Expense ratio
1.09% — above the typical 1% for equity.
AUM size
₹163 Cr.
Sector concentration
Top 3 sectors = 67.5% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-2.00%	-2.91%	2/ 31
1M	-3.02%	-5.22%	3/ 31
3M	-1.12%	-3.47%	6/ 31
6M	+14.05%	+9.96%	5/ 31
YTD	+0.40%	-2.92%	9/ 31
1Y	+1.17%	-0.16%	11/ 31
2Y	-0.52%	-0.58%	14/ 31
3Y	+9.31%	+11.36%	21/ 30
5Y	+8.04%	+9.81%	24/ 28
7Y	+13.18%	+14.84%	17/ 22

Portfolio composition

Asset allocation

Equity96.98%
Cash3.02%

By market cap

Large cap48.83%
Mid cap23.68%
Small cap51.85%

Concentration

Holdings

Avg market cap

₹79.6K Cr

Top 10 stocks

48.44%

Top 5 stocks

25.81%

Top 3 sectors

67.49%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—6.94%
1
Infosys Ltd
—6.19%
3
Tata Consumer Products Ltd
—5.77%
4
MAS Financial Services Ltd Ordinary Shares
—5.71%
5
Techno Electric & Engineering Co Ltd
—5.62%
6
Tata Consultancy Services Ltd
—5.54%
7
Linde India Ltd
—5.12%
3
Schaeffler India Ltd
—5.12%
4
ICICI Bank Ltd
—4.88%
5
Maruti Suzuki India Ltd
—4.82%
6
Mahindra & Mahindra Ltd
—4.81%
7
Tata Motors Ltd
—4.76%
8
Bajaj Auto Ltd
—4.68%
8
Vinati Organics Ltd
—4.54%
9
Mahindra & Mahindra Financial Services Ltd
—4.51%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio28.7226.85+1.87
P/B ratio3.853.70+0.15
Price / Sales2.803.38-0.58
Price / Cash Flow21.2418.74+2.50
Dividend yield0.96%0.98%-0.02
Return on equity (ROE)14.96%16.62%-1.66

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.6915.6014.5517.8615.5014.61
Sharpe ratio
Risk-adjusted return — higher is better.
-0.340.310.40-0.250.480.49
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.440.440.59-0.310.730.76
Beta
1 = moves with the market. <1 = less volatile.
0.900.940.930.980.950.93

Peers in Focused

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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