LIC MF Focused Fund

FocusedEquity SEBI-regulated

NAV (Direct-Growth)

₹24.0209

As of 1 Jul 2026 · AMFI

AUM

₹163.45 Cr

Expense ratio

1.09%

1Y returns

+0.23%

cat 0.30%

3Y CAGR

+10.81%

cat 13.46%

5Y CAGR

+11.19%

cat 12.56%

Std deviation 3Y

+15.60%

cat 15.50%

In plain English

LIC MF Focused Fund is a Focused scheme from LIC. The portfolio is ~97% in equities. Within equity, ~49% sits in large-cap stocks, 24% in mid-cap, and 52% in small-cap. Long-run track record: about 11.2% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -21% in Mar 2025 — ongoing.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹24.0209

Last 1Y

-1.07%

Jul 25Min ₹20.41 · Max ₹24.58 · 202 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2025 — ongoing

-21.1%

Peak ₹25.39 on 23 Sept 2024 → trough ₹20.03 on 3 Mar 2025 (5 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

3 / 5

Watch a few items. Read the signal detail before investing.

Expense ratio
1.09% — above the typical 1% for equity.
AUM size
₹163 Cr.
Sector concentration
Top 3 sectors = 67.5% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.03%	-0.35%	9/ 28
1M	+5.99%	+8.42%	26/ 28
3M	+0.68%	+0.33%	14/ 28
6M	+0.67%	-1.05%	8/ 28
YTD	+1.37%	-0.73%	12/ 28
1Y	+0.23%	+0.30%	21/ 28
2Y	+3.98%	+5.22%	19/ 28
3Y	+10.81%	+13.46%	24/ 27
5Y	+11.19%	+12.56%	21/ 24
7Y	+11.52%	+12.03%	15/ 16
10Y	—	+13.67%	—

Portfolio composition

Asset allocation

Equity96.98%
Cash3.02%

By market cap

Large cap48.83%
Mid cap23.68%
Small cap51.85%

Concentration

Holdings

Avg market cap

₹79.6K Cr

Top 10 stocks

48.44%

Top 5 stocks

25.81%

Top 3 sectors

67.49%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—6.94%
1
Infosys Ltd
—6.19%
2
Treps
—5.93%
3
Tata Consumer Products Ltd
—5.77%
4
MAS Financial Services Ltd Ordinary Shares
—5.71%
2
Treps
—5.68%
5
Techno Electric & Engineering Co Ltd
—5.62%
6
Tata Consultancy Services Ltd
—5.54%
7
Linde India Ltd
—5.12%
3
Schaeffler India Ltd
—5.12%
4
ICICI Bank Ltd
—4.88%
5
Maruti Suzuki India Ltd
—4.82%
6
Mahindra & Mahindra Ltd
—4.81%
7
Tata Motors Ltd
—4.76%
8
Bajaj Auto Ltd
—4.68%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio28.7226.85+1.87
P/B ratio3.853.70+0.15
Price / Sales2.803.38-0.58
Price / Cash Flow21.2418.74+2.50
Dividend yield0.96%0.98%-0.02
Return on equity (ROE)14.96%16.62%-1.66

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.6915.6014.5517.8615.5014.61
Sharpe ratio
Risk-adjusted return — higher is better.
-0.340.310.40-0.250.480.49
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.440.440.59-0.310.730.76
Beta
1 = moves with the market. <1 = less volatile.
0.900.940.930.980.950.93

Peers in Focused

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthLIC MF Focused Fund-Direct Plan-GrowthINF397L01KA7
DirectIDCW ReinvestmentLIC MF Focused Fund-Direct Plan-IDCWINF397L01JX1
RegularGrowthLIC MF Focused Fund-Regular Plan-GrowthINF397L01KE9
RegularIDCW ReinvestmentLIC MF Focused Fund-Regular Plan-IDCWINF397L01KB5

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