LIC MF Large & Mid Cap Fund

Large & Mid CapEquity SEBI-regulated

NAV (Direct-Growth)

₹45.2180

As of 1 Jul 2026 · AMFI

AUM

₹3.0K Cr

Expense ratio

0.55%

1Y returns

+0.34%

cat 0.84%

3Y CAGR

+16.85%

cat 15.90%

5Y CAGR

+14.18%

cat 14.57%

Std deviation 3Y

+16.75%

cat 16.24%

In plain English

LIC MF Large & Mid Cap Fund is a Large & Mid Cap scheme from LIC. The portfolio is ~98% in equities. Long-run track record: about 14.2% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -34% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹45.2180

Last 1Y

-0.61%

Jul 25Min ₹39.38 · Max ₹45.73 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-33.9%

Peak ₹18.09 on 20 Feb 2020 → trough ₹11.95 on 23 Mar 2020 (1 months down).

Recovered in 8 months· 17 Nov 2020

Feb 2016

-22.1%

Peak ₹10.81 on 5 Aug 2015 → trough ₹8.42 on 25 Feb 2016 (7 months down).

Recovered in 5 months· 28 Jul 2016

Feb 2025 — ongoing

-18.7%

Peak ₹46.39 on 27 Sept 2024 → trough ₹37.72 on 28 Feb 2025 (5 months down).

Not yet recovered

Jun 2022

-17.5%

Peak ₹28.38 on 17 Jan 2022 → trough ₹23.40 on 20 Jun 2022 (5 months down).

Recovered in 3 months· 13 Sept 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

3 / 5

Watch a few items. Read the signal detail before investing.

Expense ratio
0.55% — well below typical 1% for equity.
AUM size
₹3.0K Cr — reasonable for a mid-cap fund.
Sector concentration
Top 3 sectors = 60.9% — fairly concentrated.
Style drift
Only 45% in mid caps — SEBI mandate is 65%+.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.78%	+0.15%	32/ 33
1M	+7.84%	+8.95%	27/ 33
3M	+1.95%	+2.25%	17/ 33
6M	-0.37%	-0.07%	17/ 33
YTD	+0.68%	+0.20%	16/ 33
1Y	+0.34%	+0.84%	23/ 32
2Y	+8.05%	+6.59%	18/ 29
3Y	+16.85%	+15.90%	11/ 26
5Y	+14.18%	+14.57%	19/ 26
7Y	+15.88%	+13.92%	17/ 22
10Y	+16.17%	+14.77%	10/ 20

Portfolio composition

Asset allocation

Equity97.67%
Cash2.33%

By market cap

Large cap42.09%
Mid cap45.33%
Small cap17.52%

Concentration

Holdings

Avg market cap

₹1.18 L Cr

Top 10 stocks

31.05%

Top 5 stocks

17.91%

Top 3 sectors

60.88%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Treps
—8.66%
1
Treps
—6.93%
2
HDFC Bank Ltd
—4.83%
2
ICICI Bank Ltd
—4.57%
3
ICICI Bank Ltd
—4.52%
3
Bharti Airtel Ltd
—3.86%
4
Infosys Ltd
—3.30%
5
Bajaj Finance Ltd
—3.09%
6
Larsen & Toubro Ltd
—3.08%
7
Schaeffler India Ltd
—2.80%
8
Schneider Electric Infrastructure Ltd
—2.68%
9
Apollo Hospitals Enterprise Ltd
—2.58%
10
Marico Ltd
—2.57%
11
Maruti Suzuki India Ltd
—2.52%
12
JSW Infrastructure Ltd
—2.51%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio34.5227.72+6.80
P/B ratio5.613.90+1.71
Price / Sales4.533.27+1.26
Price / Cash Flow24.5919.86+4.73
Dividend yield0.55%1.00%-0.45
Return on equity (ROE)18.53%17.21%+1.32

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
18.1216.7515.2218.0516.2415.16
Sharpe ratio
Risk-adjusted return — higher is better.
-0.330.620.57-0.220.590.59
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.430.940.89-0.280.890.91
Beta
1 = moves with the market. <1 = less volatile.
0.921.010.970.960.970.95

Peers in Large & Mid Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthLIC MF Large & Mid Cap Fund-Direct Plan-GrowthINF767K01NE9
DirectIDCW ReinvestmentLIC MF Large & Mid Cap Fund-Direct Plan-IDCWINF767K01ND1
RegularGrowthLIC MF Large & Mid Cap Fund-Regular Plan-GrowthINF767K01NB5
RegularIDCW ReinvestmentLIC MF Large & Mid Cap Fund-Regular Plan-IDCWINF767K01NA7

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