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LIC

LIC MF Large & Mid Cap Fund

Large & Mid CapEquityVery High risk Rank 12 of 30

NAV · Direct-Growth

₹46.37-0.06-0.12%

As of 17 Aug 2026 · AMFI

NAV growth+4.9%
Aug ’25Aug ’26
Arthkar verdictSolid on the numbers

Returns

Beats category

1Y, 3Y, 5Y all ahead

Cost

Average

0.55% vs NaN% peers

Volatility

Above average

16.7% vs 16.2% cat (3Y)

Consistency

Strong

positive in 9 of 11 years

Beats its Large & Mid Cap category on 1Y, 3Y & 5Y — but has run more volatile than peers.

1Y return

+6.1%

+2.1 vs cat

3Y CAGR

+16.4%

+3.4 vs cat

5Y CAGR

+13.4%

+1.2 vs cat

AUM

₹3.0K Cr

fund size

Expense

0.55%

direct plan

Volatility 3Y

16.7%

▲ vs 16.2%

Go deeper on LIC MF Large & Mid Cap Fund

Two data-only views, computed from this fund's real NAV history — no projections.

In plain English

LIC MF Large & Mid Cap Fund is a Large & Mid Cap scheme from LIC. The portfolio is ~98% in equities. Long-run track record: about 13.4% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -34% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF767K01NE9

NAV (Direct-Growth)

₹46.3675

Last 1Y

+4.94%

Aug 25Min ₹39.38 · Max ₹46.56 · 246 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-33.9%

Peak ₹18.09 on 20 Feb 2020 → trough ₹11.95 on 23 Mar 2020 (1 months down).

Recovered in 8 months· 17 Nov 2020

Feb 2016

-22.1%

Peak ₹10.81 on 5 Aug 2015 → trough ₹8.42 on 25 Feb 2016 (7 months down).

Recovered in 5 months· 28 Jul 2016

Feb 2025

-18.7%

Peak ₹46.39 on 27 Sept 2024 → trough ₹37.72 on 28 Feb 2025 (5 months down).

Recovered in 17 months· 5 Aug 2026

Jun 2022

-17.5%

Peak ₹28.38 on 17 Jan 2022 → trough ₹23.40 on 20 Jun 2022 (5 months down).

Recovered in 3 months· 13 Sept 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

3

Honesty score

3 / 5

Watch a few items. Read the signal detail before investing.

  • Expense ratio

    0.55% — well below typical 1% for equity.

  • AUM size

    ₹3.0K Cr — reasonable for a mid-cap fund.

  • Sector concentration

    Top 3 sectors = 60.9% — fairly concentrated.

  • Style drift

    Only 45% in mid caps — SEBI mandate is 65%+.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

PeriodReturnsCategory avgRank
1W-0.24%-0.19%22/ 42
1M+2.12%+2.26%26/ 41
3M+7.85%+5.06%16/ 39
6M+3.49%+0.30%24/ 39
YTD+2.66%-0.47%22/ 39
1Y+6.13%+4.08%31/ 39
2Y+2.28%+1.05%28/ 34
3Y+16.37%+13.01%12/ 30
5Y+13.37%+12.20%18/ 30
7Y+17.23%+16.33%18/ 26
10Y+15.42%+13.30%10/ 24

Portfolio composition

Asset allocation

  • Equity97.67%
  • Cash2.33%

By market cap

  • Large cap42.09%
  • Mid cap45.33%
  • Small cap17.52%

Concentration

Holdings

48

Avg market cap

₹1.18 L Cr

Top 10 stocks

31.05%

Top 5 stocks

17.91%

Top 3 sectors

60.88%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight
  • 2

    HDFC Bank Ltd

    4.83%
  • 2

    ICICI Bank Ltd

    4.57%
  • 3

    ICICI Bank Ltd

    4.52%
  • 3

    Bharti Airtel Ltd

    3.86%
  • 4

    Infosys Ltd

    3.30%
  • 5

    Bajaj Finance Ltd

    3.09%
  • 6

    Larsen & Toubro Ltd

    3.08%
  • 7

    Schaeffler India Ltd

    2.80%
  • 8

    Schneider Electric Infrastructure Ltd

    2.68%
  • 9

    Apollo Hospitals Enterprise Ltd

    2.58%
  • 10

    Marico Ltd

    2.57%
  • 11

    Maruti Suzuki India Ltd

    2.52%
  • 12

    JSW Infrastructure Ltd

    2.51%
  • 13

    InterGlobe Aviation Ltd

    2.43%
  • 4

    Reliance Industries Ltd

    2.32%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff
  • P/E ratio34.5227.72+6.80
  • P/B ratio5.613.90+1.71
  • Price / Sales4.533.27+1.26
  • Price / Cash Flow24.5919.86+4.73
  • Dividend yield0.55%1.00%-0.45
  • Return on equity (ROE)18.53%17.21%+1.32

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y
  • Standard deviation

    Volatility — lower means steadier returns.

    18.1216.7515.2218.0516.2415.16
  • Sharpe ratio

    Risk-adjusted return — higher is better.

    -0.330.620.57-0.220.590.59
  • Sortino ratio

    Like Sharpe but only counts downside volatility.

    -0.430.940.89-0.280.890.91
  • Beta

    1 = moves with the market. <1 = less volatile.

    0.921.010.970.960.970.95

Peers in Large & Mid Cap

Other schemes in the same SEBI category, ranked by AUM.

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.