LIC MF Mid Cap Fund

Mid CapEquity SEBI-regulated

NAV (Direct-Growth)

₹34.1046

As of 1 Jul 2026 · AMFI

AUM

₹357.11 Cr

Expense ratio

1.13%

1Y returns

+2.57%

cat 4.74%

3Y CAGR

+18.96%

cat 19.41%

5Y CAGR

+14.97%

cat 16.88%

Std deviation 3Y

+18.98%

cat 17.97%

In plain English

LIC MF Mid Cap Fund is a Mid Cap scheme from LIC. The portfolio is ~95% in equities. Long-run track record: about 15.0% CAGR over 5 years. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -21% in Apr 2025 — ongoing. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹34.1046

Last 1Y

+2.57%

Jul 25Min ₹28.27 · Max ₹34.48 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Apr 2025 — ongoing

-21.5%

Peak ₹34.70 on 24 Sept 2024 → trough ₹27.25 on 7 Apr 2025 (7 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.13% — above the typical 1% for equity.
AUM size
₹0.4K Cr — reasonable for a mid-cap fund.
Sector concentration
Top 3 sectors = 56.5% — diversified across sectors.
Style drift
Allocation matches the declared category mandate.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.97%	-0.40%	14/ 33
1M	+12.39%	+9.42%	4/ 33
3M	+6.12%	+4.68%	17/ 31
6M	+4.08%	+3.43%	17/ 31
YTD	+3.92%	+3.69%	20/ 31
1Y	+2.57%	+4.74%	23/ 30
2Y	+9.18%	+8.93%	20/ 29
3Y	+18.96%	+19.41%	20/ 29
5Y	+14.97%	+16.88%	21/ 25
7Y	+16.26%	+16.44%	21/ 22
10Y	—	+16.54%	—

Portfolio composition

Asset allocation

Equity95.23%
Cash4.77%

By market cap

Large cap9.40%
Mid cap67.06%
Small cap15.15%
Others8.39%

Concentration

Holdings

Avg market cap

₹47.7K Cr

Top 10 stocks

22.53%

Top 5 stocks

12.84%

Top 3 sectors

56.49%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Treps
—5.31%
1
Treps
—4.73%
2
The Federal Bank Ltd
—3.10%
2
The Federal Bank Ltd
—2.98%
3
UNO Minda Ltd
—2.87%
3
UNO Minda Ltd
—2.68%
4
Hitachi Energy India Ltd Ordinary Shares
—2.68%
5
Shakti Pumps (India) Ltd
—2.34%
4
Bharat Electronics Ltd
—2.31%
5
Hitachi Energy India Ltd Ordinary Shares
—2.23%
6
Shakti Pumps (India) Ltd
—2.20%
7
SRF Ltd
—2.16%
6
Bharat Electronics Ltd
—2.15%
8
APL Apollo Tubes Ltd
—2.09%
9
Schaeffler India Ltd
—2.07%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio33.8531.18+2.67
P/B ratio4.874.54+0.33
Price / Sales3.703.40+0.30
Price / Cash Flow27.4922.96+4.53
Dividend yield0.68%0.80%-0.12
Return on equity (ROE)17.76%18.19%-0.43

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
19.2018.9817.5519.4017.9716.47
Sharpe ratio
Risk-adjusted return — higher is better.
-0.070.680.560.010.720.68
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.101.080.900.041.131.09
Beta
1 = moves with the market. <1 = less volatile.
1.051.011.000.960.950.93

Peers in Mid Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthLIC MF Mid Cap Fund-Direct Plan-GrowthINF397L01JK8
DirectIDCW ReinvestmentLIC MF Mid Cap Fund-Direct Plan-IDCWINF397L01JH4
RegularGrowthLIC MF Mid Cap Fund-Regular Plan-GrowthINF397L01JO0
RegularIDCW ReinvestmentLIC MF Mid Cap Fund-Regular Plan-IDCWINF397L01JL6

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