LIC MF Small Cap Fund

Small CapEquityVery High risk Rank 7 of 27

NAV · Direct-Growth

₹39.70+0.13+0.33%

As of 18 Aug 2026 · AMFI

NAV growth+20.1%

Aug ’25Aug ’26

Arthkar verdictA balanced read

Returns

Beats category

1Y, 3Y, 5Y all ahead

Cost

Average

0.85% vs NaN% peers

Volatility

Above average

21.6% vs 19.8% cat (3Y)

Consistency

Steady

positive in 6 of 9 years

Beats its Small Cap category on 1Y, 3Y & 5Y — but has run more volatile than peers.

1Y return

+20.1%

+4.5 vs cat

3Y CAGR

+20.6%

+1.8 vs cat

5Y CAGR

+19.6%

+1.3 vs cat

AUM

₹694.93 Cr

fund size

Expense

0.85%

direct plan

Volatility 3Y

21.6%

▲ vs 19.8%

Go deeper on LIC MF Small Cap Fund

Two data-only views, computed from this fund's real NAV history — no projections.

LIC MF Small Cap Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.LIC MF Small Cap Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

LIC MF Small Cap Fund is a Small Cap scheme from LIC. The portfolio is ~98% in equities. Long-run track record: about 19.6% CAGR over 5 years. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -46% in Mar 2020, recovered in 10 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF397L01JS1

NAV (Direct-Growth)

₹39.6969

Last 1Y

+20.14%

Aug 25Min ₹29.19 · Max ₹39.70 · 247 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-46.0%

Peak ₹11.69 on 15 Jan 2018 → trough ₹6.31 on 24 Mar 2020 (27 months down).

Recovered in 10 months· 4 Jan 2021

Mar 2025

-27.0%

Peak ₹38.54 on 3 Jan 2025 → trough ₹28.13 on 3 Mar 2025 (2 months down).

Recovered in 17 months· 5 Aug 2026

Jun 2022

-17.8%

Peak ₹20.10 on 17 Jan 2022 → trough ₹16.53 on 20 Jun 2022 (5 months down).

Recovered in 2 months· 30 Aug 2022

Mar 2023

-13.7%

Peak ₹21.51 on 12 Sept 2022 → trough ₹18.56 on 28 Mar 2023 (7 months down).

Recovered in 2 months· 7 Jun 2023

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.85% — typical for category.
AUM size
₹0.7K Cr — manageable for a small-cap mandate.
Sector concentration
Top 3 sectors = 57.6% — diversified across sectors.
Style drift
Allocation matches the declared category mandate.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.85%	+0.58%	13/ 40
1M	+5.07%	+3.90%	10/ 40
3M	+14.57%	+13.53%	17/ 40
6M	+21.39%	+17.14%	11/ 38
YTD	+19.71%	+15.70%	9/ 37
1Y	+20.14%	+15.62%	9/ 35
2Y	+5.64%	+6.83%	20/ 32
3Y	+20.57%	+18.78%	7/ 27
5Y	+19.59%	+18.24%	9/ 26
7Y	+24.13%	+25.65%	15/ 22

Portfolio composition

Asset allocation

Equity97.52%
Cash2.48%

By market cap

Large cap2.86%
Mid cap5.66%
Small cap82.86%
Others8.62%

Concentration

Holdings

Avg market cap

₹13.5K Cr

Top 10 stocks

26.20%

Top 5 stocks

14.77%

Top 3 sectors

57.61%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

2
Garware Hi-Tech Films Ltd
—3.62%
3
Navin Fluorine International Ltd
—3.03%
2
Navin Fluorine International Ltd
—2.83%
4
Manorama Industries Ltd
—2.75%
5
Avalon Technologies Ltd
—2.74%
6
Allied Blenders and Distillers Ltd
—2.63%
7
Schneider Electric Infrastructure Ltd
—2.52%
8
KSH International Ltd
—2.50%
3
Avalon Technologies Ltd
—2.47%
4
Manorama Industries Ltd
—2.45%
5
Allied Blenders and Distillers Ltd
—2.39%
6
Kirloskar Oil Engines Ltd
—2.37%
9
Carraro India Ltd
—2.19%
10
Bharat Bijlee Ltd
—2.14%
7
KSH International Ltd
—2.14%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio32.2229.18+3.04
P/B ratio4.173.81+0.36
Price / Sales2.653.01-0.36
Price / Cash Flow26.0622.53+3.53
Dividend yield0.62%0.79%-0.17
Return on equity (ROE)18.87%15.59%+3.28

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
24.1321.5418.8521.6519.7917.83
Sharpe ratio
Risk-adjusted return — higher is better.
0.320.640.740.090.610.68
Sortino ratio
Like Sharpe but only counts downside volatility.
0.631.001.200.201.001.11
Beta
1 = moves with the market. <1 = less volatile.
0.990.920.860.910.860.82

Peers in Small Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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