Navi Large & Midcap Fund

Large & Mid CapEquity SEBI-regulated

NAV (Direct-Growth)

₹44.3901

As of 3 Jul 2026 · AMFI

AUM

₹303.39 Cr

Expense ratio

0.50%

1Y returns

+2.43%

cat 0.84%

3Y CAGR

+12.09%

cat 15.90%

5Y CAGR

+13.64%

cat 14.57%

Std deviation 3Y

+16.92%

cat 16.24%

In plain English

Navi Large & Midcap Fund is a Large & Mid Cap scheme from Navi. The portfolio is ~94% in equities with 6% kept in cash and short-term debt. Long-run track record: about 13.6% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -38% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF959L01CH6

NAV (Direct-Growth)

₹44.3901

Last 1Y

+3.92%

Jul 25Min ₹37.33 · Max ₹44.39 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-38.4%

Peak ₹17.74 on 7 Feb 2020 → trough ₹10.93 on 23 Mar 2020 (2 months down).

Recovered in 8 months· 1 Dec 2020

Feb 2025 — ongoing

-18.8%

Peak ₹44.60 on 23 Sept 2024 → trough ₹36.22 on 28 Feb 2025 (5 months down).

Not yet recovered

Jun 2022

-18.1%

Peak ₹28.96 on 13 Jan 2022 → trough ₹23.72 on 20 Jun 2022 (5 months down).

Recovered in 3 months· 13 Sept 2022

Oct 2018

-18.0%

Peak ₹16.71 on 10 Jan 2018 → trough ₹13.69 on 9 Oct 2018 (9 months down).

Recovered in 8 months· 27 May 2019

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

3 / 5

Watch a few items. Read the signal detail before investing.

Expense ratio
0.50% — well below typical 1% for equity.
AUM size
₹0.3K Cr — reasonable for a mid-cap fund.
Sector concentration
Top 3 sectors = 63.3% — fairly concentrated.
Style drift
Only 39% in mid caps — SEBI mandate is 65%+.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.01%	+0.15%	13/ 33
1M	+10.46%	+8.95%	7/ 33
3M	+3.47%	+2.25%	8/ 33
6M	+1.49%	-0.07%	10/ 33
YTD	+1.94%	+0.20%	10/ 33
1Y	+2.43%	+0.84%	17/ 32
2Y	+8.57%	+6.59%	13/ 29
3Y	+12.09%	+15.90%	25/ 26
5Y	+13.64%	+14.57%	21/ 26
7Y	+14.66%	+13.92%	19/ 22
10Y	+14.99%	+14.77%	15/ 20

Portfolio composition

Asset allocation

Equity93.71%
Cash6.29%

By market cap

Large cap35.87%
Mid cap39.09%
Small cap17.53%
Others7.51%

Concentration

Holdings

Avg market cap

₹83.1K Cr

Top 10 stocks

27.61%

Top 5 stocks

15.81%

Top 3 sectors

63.29%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Treps/Reverse Repo/Net Current Assets/Cash/Cash Equivalent
—4.83%
1
Astral Ltd
—3.74%
2
Treps/Reverse Repo/Net Current Assets/Cash/Cash Equivalent
—3.44%
3
HDFC Bank Ltd
—3.36%
4
The Federal Bank Ltd
—3.33%
5
Axis Bank Ltd
—3.30%
2
The Federal Bank Ltd
—3.28%
3
Axis Bank Ltd
—3.21%
4
Astral Ltd
—3.18%
5
HDFC Bank Ltd
—3.15%
6
UPL Ltd
—2.99%
6
UPL Ltd
—2.97%
7
Nippon Life India Asset Management Ltd Ordinary Shares
—2.85%
7
Nippon Life India Asset Management Ltd Ordinary Shares
—2.69%
8
Kotak Mahindra Bank Ltd
—2.68%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio23.5727.72-4.15
P/B ratio3.263.90-0.64
Price / Sales2.663.27-0.61
Price / Cash Flow19.3119.86-0.55
Dividend yield1.23%1.00%+0.23
Return on equity (ROE)16.54%17.21%-0.67

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.7116.9215.5818.0516.2415.16
Sharpe ratio
Risk-adjusted return — higher is better.
-0.080.380.53-0.220.590.59
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.120.560.81-0.280.890.91
Beta
1 = moves with the market. <1 = less volatile.
1.111.031.000.960.970.95

Peers in Large & Mid Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 specific actions, written by AI in plain English.

Run Portfolio X-Ray