SBI Credit Risk Fund

Credit RiskDebt Rank 10 of 14

NAV · Direct-Growth

₹54.15-0.05-0.09%

As of 1 Oct 2026 · AMFI

NAV growth+7.8%

Oct ’25Oct ’26

Arthkar verdictA balanced read

Returns

Lags category

0 of 3 periods ahead

Consistency

Strong

positive in 12 of 12 years

Trails its Credit Risk category on 1Y, 3Y & 5Y.

1Y return

+7.7%

-0.6 vs cat

3Y CAGR

+8.4%

-1.2 vs cat

5Y CAGR

+7.7%

-2.0 vs cat

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

1.2%

3Y std dev

Go deeper on SBI Credit Risk Fund

Two data-only views, computed from this fund's real NAV history — no projections.

SBI Credit Risk Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.SBI Credit Risk Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

SBI Credit Risk Fund is a Credit Risk scheme from SBI. Long-run track record: about 7.7% CAGR over 5 years. Worst historical drawdown: -27% in Mar 2020, recovered in 51 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF200K01SV4

NAV (Direct-Growth)

₹54.1518

Last 1Y

+7.77%

Oct 25Min ₹50.25 · Max ₹54.30 · 247 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-27.2%

Peak ₹44.53 on 20 Mar 2020 → trough ₹32.42 on 24 Mar 2020 (0 months down).

Recovered in 51 months· 21 May 2024

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.03%	+0.01%	10/ 14
1M	-0.17%	-0.01%	12/ 14
3M	+1.17%	+1.03%	3/ 14
6M	+4.69%	+4.96%	5/ 14
YTD	+6.10%	+6.66%	4/ 14
1Y	+7.72%	+8.30%	5/ 14
2Y	+8.43%	+9.90%	10/ 14
3Y	+8.45%	+9.69%	10/ 14
5Y	+7.66%	+9.63%	8/ 14
7Y	+7.88%	+7.88%	9/ 14
10Y	+7.75%	+6.86%	5/ 13

Available plans & options

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