Tata Retirement Savings Fund- Moderate Plan

NAV · Direct-Growth

₹83.16-0.14-0.17%

As of 18 Aug 2026 · AMFI

NAV growth+8.5%

Aug ’25Aug ’26

Arthkar verdictSolid on the numbers

Consistency

Strong

positive in 10 of 12 years

1Y return

+8.5%

3Y CAGR

+14.3%

5Y CAGR

+12.0%

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

13.8%

3Y std dev

Go deeper on Tata Retirement Savings Fund- Moderate Plan

Two data-only views, computed from this fund's real NAV history — no projections.

Tata Retirement Savings Fund- Moderate Plan SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.Tata Retirement Savings Fund- Moderate Plan real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Long-run track record: about 12.0% CAGR over 5 years. Worst historical drawdown: -30% in Mar 2020, recovered in 6 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF277K01QN3

NAV (Direct-Growth)

₹83.1635

Last 1Y

+8.53%

Aug 25Min ₹68.84 · Max ₹83.45 · 245 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-29.7%

Peak ₹35.74 on 19 Feb 2020 → trough ₹25.14 on 23 Mar 2020 (1 months down).

Recovered in 6 months· 15 Sept 2020

Jun 2022

-16.1%

Peak ₹51.56 on 18 Oct 2021 → trough ₹43.24 on 17 Jun 2022 (8 months down).

Recovered in 11 months· 26 May 2023

Mar 2025

-15.1%

Peak ₹78.12 on 23 Sept 2024 → trough ₹66.34 on 3 Mar 2025 (5 months down).

Recovered in 3 months· 9 Jun 2025

Oct 2018

-14.5%

Peak ₹33.65 on 28 Aug 2018 → trough ₹28.77 on 9 Oct 2018 (1 months down).

Recovered in 13 months· 22 Oct 2019

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.11%	—	—
1M	+2.25%	—	—
3M	+5.98%	—	—
6M	+8.94%	—	—
YTD	+6.80%	—	—
1Y	+8.53%	—	—
2Y	+5.70%	—	—
3Y	+14.34%	—	—
5Y	+11.99%	—	—
7Y	+14.99%	—	—
10Y	+13.37%	—	—

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