Union Focused Fund

FocusedEquity SEBI-regulated

NAV (Direct-Growth)

₹29.1300

As of 1 Jul 2026 · AMFI

AUM

₹428.83 Cr

Expense ratio

1.27%

1Y returns

+7.50%

cat 0.30%

3Y CAGR

+13.67%

cat 13.46%

5Y CAGR

+12.14%

cat 12.56%

Std deviation 3Y

+14.29%

cat 15.50%

In plain English

Union Focused Fund is a Focused scheme from Union. The portfolio is ~99% in equities. Within equity, ~56% sits in large-cap stocks, 19% in mid-cap, and 21% in small-cap. Long-run track record: about 12.1% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -34% in Mar 2020, recovered in 6 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹29.1300

Last 1Y

+6.74%

Jul 25Min ₹24.63 · Max ₹29.20 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-34.0%

Peak ₹11.72 on 19 Feb 2020 → trough ₹7.74 on 23 Mar 2020 (1 months down).

Recovered in 6 months· 16 Sept 2020

Jun 2022

-18.4%

Peak ₹19.39 on 17 Jan 2022 → trough ₹15.83 on 17 Jun 2022 (5 months down).

Recovered in 6 months· 1 Dec 2022

Feb 2025

-17.0%

Peak ₹27.82 on 23 Sept 2024 → trough ₹23.09 on 28 Feb 2025 (5 months down).

Recovered in 7 months· 16 Sept 2025

Mar 2026

-12.2%

Peak ₹28.04 on 18 Sept 2025 → trough ₹24.63 on 23 Mar 2026 (6 months down).

Recovered in 1 months· 6 May 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

3 / 5

Watch a few items. Read the signal detail before investing.

Expense ratio
1.27% — above the typical 1% for equity.
AUM size
₹429 Cr.
Sector concentration
Top 3 sectors = 63.4% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.04%	-0.35%	10/ 28
1M	+8.72%	+8.42%	12/ 28
3M	+6.08%	+0.33%	2/ 28
6M	+8.18%	-1.05%	2/ 28
YTD	+9.60%	-0.73%	2/ 28
1Y	+7.50%	+0.30%	6/ 28
2Y	+6.17%	+5.22%	15/ 28
3Y	+13.67%	+13.46%	17/ 27
5Y	+12.14%	+12.56%	18/ 24
7Y	—	+12.03%	—
10Y	—	+13.67%	—

Portfolio composition

Asset allocation

Equity99.00%
Cash1.00%

By market cap

Large cap56.41%
Mid cap19.14%
Small cap20.93%
Others3.52%

Concentration

Holdings

Avg market cap

₹1.34 L Cr

Top 10 stocks

48.56%

Top 5 stocks

27.85%

Top 3 sectors

63.41%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—7.66%
1
ICICI Bank Ltd
—7.56%
2
Acutaas Chemicals Ltd
—6.10%
2
Acutaas Chemicals Ltd
—5.59%
3
Tata Consumer Products Ltd
—5.12%
3
Tata Consumer Products Ltd
—5.02%
4
Hitachi Energy India Ltd Ordinary Shares
—4.86%
4
Bharat Electronics Ltd
—4.85%
5
Bharat Electronics Ltd
—4.72%
6
Solar Industries India Ltd
—4.60%
5
HDFC Bank Ltd
—4.55%
7
HDFC Bank Ltd
—4.34%
6
Torrent Pharmaceuticals Ltd
—4.22%
8
GE Vernova T&D India Ltd
—4.17%
7
Solar Industries India Ltd
—3.98%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio30.5826.85+3.73
P/B ratio5.033.70+1.33
Price / Sales4.913.38+1.53
Price / Cash Flow31.1818.74+12.44
Dividend yield0.78%0.98%-0.20
Return on equity (ROE)21.17%16.62%+4.55

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.1214.2913.2417.8615.5014.61
Sharpe ratio
Risk-adjusted return — higher is better.
0.100.510.50-0.250.480.49
Sortino ratio
Like Sharpe but only counts downside volatility.
0.150.740.75-0.310.730.76
Beta
1 = moves with the market. <1 = less volatile.
0.850.870.850.980.950.93

Peers in Focused

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthUnion Focused Fund - Direct Plan - Growth OptionINF582M01FS4
DirectIDCW ReinvestmentUnion Focused Fund - Direct Plan - IDCW OptionINF582M01FU0
RegularGrowthUnion Focused Fund - Regular Plan - Growth OptionINF582M01FW6
RegularIDCW ReinvestmentUnion Focused Fund - Regular Plan - IDCW OptionINF582M01FY2

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