Union Large & Midcap Fund

Large & Mid CapEquity SEBI-regulated

NAV (Direct-Growth)

₹28.7200

As of 1 Jul 2026 · AMFI

AUM

₹932.69 Cr

Expense ratio

0.86%

1Y returns

+3.46%

cat 0.84%

3Y CAGR

+14.95%

cat 15.90%

5Y CAGR

+14.36%

cat 14.57%

Std deviation 3Y

+15.26%

cat 16.24%

In plain English

Union Large & Midcap Fund is a Large & Mid Cap scheme from Union. The portfolio is ~98% in equities. Long-run track record: about 14.4% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -36% in Mar 2020, recovered in 6 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹28.7200

Last 1Y

+3.46%

Jul 25Min ₹24.87 · Max ₹28.72 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-35.6%

Peak ₹10.66 on 20 Feb 2020 → trough ₹6.86 on 23 Mar 2020 (1 months down).

Recovered in 6 months· 15 Sept 2020

Jun 2022

-19.6%

Peak ₹18.17 on 17 Jan 2022 → trough ₹14.61 on 20 Jun 2022 (5 months down).

Recovered in 12 months· 5 Jun 2023

Feb 2025

-18.7%

Peak ₹28.41 on 23 Sept 2024 → trough ₹23.09 on 28 Feb 2025 (5 months down).

Recovered in 8 months· 29 Oct 2025

Mar 2026

-12.6%

Peak ₹28.44 on 5 Jan 2026 → trough ₹24.87 on 30 Mar 2026 (3 months down).

Recovered in 3 months· 18 Jun 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.86% — typical for category.
AUM size
₹0.9K Cr — reasonable for a mid-cap fund.
Sector concentration
Top 3 sectors = 57.1% — diversified across sectors.
Style drift
Only 39% in mid caps — SEBI mandate is 65%+.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.36%	+0.15%	25/ 33
1M	+8.48%	+8.95%	20/ 33
3M	+2.75%	+2.25%	12/ 33
6M	+1.63%	-0.07%	8/ 33
YTD	+1.99%	+0.20%	9/ 33
1Y	+3.46%	+0.84%	13/ 32
2Y	+7.70%	+6.59%	19/ 29
3Y	+14.95%	+15.90%	20/ 26
5Y	+14.36%	+14.57%	18/ 26
7Y	—	+13.92%	—
10Y	—	+14.77%	—

Portfolio composition

Asset allocation

Equity98.42%
Cash1.56%

By market cap

Large cap45.72%
Mid cap38.60%
Small cap10.19%
Others5.49%

Concentration

Holdings

Avg market cap

₹1.31 L Cr

Top 10 stocks

25.74%

Top 5 stocks

14.75%

Top 3 sectors

57.10%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Reliance Industries Ltd
—3.59%
2
HDFC Bank Ltd
—3.47%
1
HDFC Bank Ltd
—3.31%
3
ICICI Bank Ltd
—3.20%
2
ICICI Bank Ltd
—3.13%
4
The Federal Bank Ltd
—3.09%
3
Reliance Industries Ltd
—3.00%
4
The Federal Bank Ltd
—2.72%
5
Shriram Finance Ltd
—2.66%
6
State Bank of India
—2.65%
5
Shriram Finance Ltd
—2.59%
7
Max Financial Services Ltd
—2.50%
6
State Bank of India
—2.47%
7
Max Financial Services Ltd
—2.41%
8
Bharti Airtel Ltd
—2.18%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio30.4627.72+2.74
P/B ratio4.303.90+0.40
Price / Sales3.513.27+0.24
Price / Cash Flow21.3719.86+1.51
Dividend yield0.76%1.00%-0.24
Return on equity (ROE)17.84%17.21%+0.63

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
16.5415.2614.6118.0516.2415.16
Sharpe ratio
Risk-adjusted return — higher is better.
-0.070.570.60-0.220.590.59
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.100.820.89-0.280.890.91
Beta
1 = moves with the market. <1 = less volatile.
0.920.920.920.960.970.95

Peers in Large & Mid Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthUnion Large & Midcap Fund - Direct Plan - Growth OptionINF582M01GA0
DirectIDCW ReinvestmentUnion Large & Midcap Fund - Direct Plan - IDCW OptionINF582M01GC6
RegularGrowthUnion Large & Midcap Fund - Regular Plan - Growth OptionINF582M01GD4
RegularIDCW ReinvestmentUnion Large & Midcap Fund - Regular Plan - IDCW OptionINF582M01GG7

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