Union Largecap Fund

Large CapEquity SEBI-regulated

NAV (Direct-Growth)

₹24.7300

As of 1 Jul 2026 · AMFI

AUM

₹436.36 Cr

Expense ratio

1.34%

1Y returns

-2.68%

cat -2.99%

3Y CAGR

+10.00%

cat 11.08%

5Y CAGR

+10.25%

cat 10.86%

Std deviation 3Y

+13.69%

cat 14.79%

In plain English

Union Largecap Fund is a Large Cap scheme from Union. The portfolio is ~99% in equities. Long-run track record: about 10.3% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -36% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹24.7300

Last 1Y

-2.68%

Jul 25Min ₹22.35 · Max ₹26.02 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-36.4%

Peak ₹11.76 on 17 Jan 2020 → trough ₹7.48 on 23 Mar 2020 (2 months down).

Recovered in 8 months· 6 Nov 2020

Jun 2022

-19.4%

Peak ₹18.29 on 18 Oct 2021 → trough ₹14.75 on 17 Jun 2022 (8 months down).

Recovered in 12 months· 16 Jun 2023

Feb 2025 — ongoing

-16.3%

Peak ₹26.18 on 26 Sept 2024 → trough ₹21.91 on 28 Feb 2025 (5 months down).

Not yet recovered

Oct 2018

-14.3%

Peak ₹11.20 on 31 Aug 2018 → trough ₹9.60 on 26 Oct 2018 (2 months down).

Recovered in 7 months· 27 May 2019

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.34% — above the typical 1% for equity.
AUM size
₹436 Cr.
Sector concentration
Top 3 sectors = 59.4% — diversified across sectors.
Style drift
Allocation matches the declared category mandate.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.97%	-0.72%	25/ 37
1M	+6.86%	+7.20%	16/ 36
3M	-0.61%	-1.77%	11/ 35
6M	-3.21%	-5.06%	7/ 34
YTD	-3.13%	-4.90%	13/ 34
1Y	-2.68%	-2.99%	24/ 34
2Y	+2.95%	+4.65%	29/ 32
3Y	+10.00%	+11.08%	27/ 31
5Y	+10.25%	+10.86%	24/ 29
7Y	+12.01%	+11.06%	19/ 25
10Y	—	+12.67%	—

Portfolio composition

Asset allocation

Equity99.17%
Cash0.81%

By market cap

Large cap88.38%
Mid cap9.65%
Others1.97%

Concentration

Holdings

Avg market cap

₹3.45 L Cr

Top 10 stocks

44.66%

Top 5 stocks

30.06%

Top 3 sectors

59.37%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—8.69%
1
ICICI Bank Ltd
—8.36%
2
HDFC Bank Ltd
—7.08%
2
HDFC Bank Ltd
—6.85%
3
Reliance Industries Ltd
—6.03%
3
Reliance Industries Ltd
—6.00%
4
State Bank of India
—4.89%
4
State Bank of India
—4.89%
5
Larsen & Toubro Ltd
—3.93%
5
Bharti Airtel Ltd
—3.78%
6
Larsen & Toubro Ltd
—3.74%
6
Bharti Airtel Ltd
—3.67%
7
Infosys Ltd
—3.42%
7
Infosys Ltd
—2.97%
8
NTPC Ltd
—2.73%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio25.0923.35+1.74
P/B ratio3.453.26+0.19
Price / Sales3.443.00+0.44
Price / Cash Flow19.1716.39+2.78
Dividend yield1.06%1.31%-0.25
Return on equity (ROE)18.96%17.81%+1.15

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
12.6613.6913.4616.8814.7914.25
Sharpe ratio
Risk-adjusted return — higher is better.
-0.460.290.35-0.470.330.38
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.580.410.52-0.570.480.57
Beta
1 = moves with the market. <1 = less volatile.
0.980.930.941.001.000.99

Peers in Large Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthUnion Largecap Fund - Direct Plan - Growth OptionINF582M01CU7
DirectIDCW ReinvestmentUnion Largecap Fund - Direct Plan - IDCW OptionINF582M01CV5
RegularGrowthUnion Largecap Fund - Regular Plan - Growth OptionINF582M01CQ5
RegularIDCW ReinvestmentUnion Largecap Fund - Regular Plan - IDCW OptionINF582M01CR3

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