Union Small Cap Fund

Small CapEquity SEBI-regulated

NAV (Direct-Growth)

₹63.0800

As of 3 Jul 2026 · AMFI

AUM

₹2.1K Cr

Expense ratio

0.82%

1Y returns

+17.14%

cat 6.00%

3Y CAGR

+20.75%

cat 18.03%

5Y CAGR

+18.68%

cat 17.43%

Std deviation 3Y

+19.70%

cat 19.79%

In plain English

Union Small Cap Fund is a Small Cap scheme from Union. The portfolio is ~98% in equities. Long-run track record: about 18.7% CAGR over 5 years. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -45% in Mar 2020, recovered in 9 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF582M01BU9

NAV (Direct-Growth)

₹63.0800

Last 1Y

+16.02%

Jul 25Min ₹49.35 · Max ₹63.55 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-44.7%

Peak ₹18.54 on 15 Jan 2018 → trough ₹10.25 on 23 Mar 2020 (27 months down).

Recovered in 9 months· 9 Dec 2020

Mar 2025

-26.2%

Peak ₹58.20 on 11 Dec 2024 → trough ₹42.93 on 3 Mar 2025 (3 months down).

Recovered in 14 months· 27 Apr 2026

Feb 2016

-22.9%

Peak ₹13.25 on 5 Aug 2015 → trough ₹10.22 on 26 Feb 2016 (7 months down).

Recovered in 5 months· 28 Jul 2016

Jun 2022

-20.0%

Peak ₹33.24 on 17 Jan 2022 → trough ₹26.58 on 20 Jun 2022 (5 months down).

Recovered in 3 months· 7 Sept 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.82% — typical for category.
AUM size
₹2.1K Cr — manageable for a small-cap mandate.
Sector concentration
Top 3 sectors = 64.5% — fairly concentrated.
Style drift
Allocation matches the declared category mandate.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+2.48%	+1.91%	10/ 37
1M	+13.37%	+13.09%	19/ 37
3M	+15.00%	+9.23%	3/ 34
6M	+16.51%	+9.15%	4/ 34
YTD	+17.03%	+9.21%	4/ 34
1Y	+17.14%	+6.00%	3/ 31
2Y	+11.22%	+6.07%	4/ 28
3Y	+20.75%	+18.03%	7/ 25
5Y	+18.68%	+17.43%	11/ 23
7Y	+22.07%	+17.83%	8/ 20
10Y	+17.17%	+17.36%	9/ 13

Portfolio composition

Asset allocation

Equity97.77%
Cash2.23%

By market cap

Mid cap24.11%
Small cap72.95%
Others2.94%

Concentration

Holdings

Avg market cap

₹26.4K Cr

Top 10 stocks

33.88%

Top 5 stocks

19.42%

Top 3 sectors

64.45%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Acutaas Chemicals Ltd
—5.53%
1
Acutaas Chemicals Ltd
—4.72%
2
Karur Vysya Bank Ltd
—4.34%
3
GE Vernova T&D India Ltd
—3.89%
2
GE Vernova T&D India Ltd
—3.85%
3
Karur Vysya Bank Ltd
—3.71%
4
Navin Fluorine International Ltd
—3.70%
4
Navin Fluorine International Ltd
—3.62%
5
Multi Commodity Exchange of India Ltd
—3.52%
5
Multi Commodity Exchange of India Ltd
—3.37%
6
Gabriel India Ltd
—3.22%
6
Gabriel India Ltd
—3.08%
7
Kirloskar Oil Engines Ltd
—2.92%
7
SJS Enterprises Ltd
—2.90%
8
Data Patterns (India) Ltd
—2.89%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio36.7629.18+7.58
P/B ratio5.473.81+1.66
Price / Sales5.173.01+2.16
Price / Cash Flow32.3122.53+9.78
Dividend yield0.37%0.79%-0.42
Return on equity (ROE)19.50%15.59%+3.91

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
23.3219.7017.9121.6519.7917.83
Sharpe ratio
Risk-adjusted return — higher is better.
0.590.730.730.090.610.68
Sortino ratio
Like Sharpe but only counts downside volatility.
1.211.161.190.201.001.11
Beta
1 = moves with the market. <1 = less volatile.
0.860.840.820.910.860.82

Peers in Small Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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