UTI Credit Risk Fund

Credit RiskDebt Rank 13 of 14

NAV · Direct-Growth

₹20.90+0.02+0.09%

As of 5 Oct 2026 · AMFI

NAV growth+6.2%

Oct ’25Oct ’26

Arthkar verdictA balanced read

Returns

Lags category

0 of 3 periods ahead

Consistency

Strong

positive in 10 of 12 years

Trails its Credit Risk category on 1Y, 3Y & 5Y.

1Y return

+6.3%

-2.1 vs cat

3Y CAGR

+7.7%

-2.0 vs cat

5Y CAGR

+7.1%

-2.6 vs cat

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

1.1%

3Y std dev

Go deeper on UTI Credit Risk Fund

Two data-only views, computed from this fund's real NAV history — no projections.

UTI Credit Risk Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.UTI Credit Risk Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

UTI Credit Risk Fund is a Credit Risk scheme from UTI. Long-run track record: about 7.1% CAGR over 5 years. Worst historical drawdown: -34% in Aug 2020, recovered in 50 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF789F01YB6

NAV (Direct-Growth)

₹20.9004

Last 1Y

+6.21%

Oct 25Min ₹19.68 · Max ₹20.91 · 242 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Aug 2020

-34.4%

Peak ₹18.18 on 3 Jun 2019 → trough ₹11.93 on 27 Aug 2020 (15 months down).

Recovered in 50 months· 9 Oct 2024

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.13%	+0.15%	9/ 14
1M	-0.00%	+0.09%	9/ 14
3M	+1.13%	+1.13%	9/ 14
6M	+3.72%	+5.06%	13/ 14
YTD	+4.68%	+6.76%	13/ 14
1Y	+6.29%	+8.41%	13/ 14
2Y	+7.29%	+9.95%	13/ 14
3Y	+7.69%	+9.71%	13/ 14
5Y	+7.06%	+9.66%	12/ 14
7Y	+3.14%	+7.90%	14/ 14
10Y	+3.37%	+6.84%	12/ 13

Available plans & options

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