UTI Focused Fund

FocusedEquityVery High risk Rank 21 of 30

NAV · Direct-Growth

₹16.90-0.06-0.33%

As of 18 Aug 2026 · AMFI

NAV growth+3.4%

Aug ’25Aug ’26

Arthkar verdictSolid on the numbers

Returns

Lags category

0 of 2 periods ahead

Cost

Average

0.71% vs NaN% peers

Volatility

Below average

14.8% vs 15.5% cat (3Y)

Consistency

Strong

positive in 5 of 5 years

Trails its Focused category on 1Y & 3Y — and has been steadier than peers.

1Y return

+3.4%

-3.3 vs cat

3Y CAGR

+12.7%

-1.8 vs cat

5Y CAGR

—

AUM

₹2.4K Cr

fund size

Expense

0.71%

direct plan

Volatility 3Y

14.8%

▼ vs 15.5%

Go deeper on UTI Focused Fund

Two data-only views, computed from this fund's real NAV history — no projections.

UTI Focused Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.UTI Focused Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

UTI Focused Fund is a Focused scheme from UTI. The portfolio is ~99% in equities. Within equity, ~77% sits in large-cap stocks, 18% in mid-cap, and 4% in small-cap. 3-year CAGR: about 12.7%. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -19% in Feb 2025 — ongoing.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF789F1AVA3

NAV (Direct-Growth)

₹16.8974

Last 1Y

+3.38%

Aug 25Min ₹14.58 · Max ₹17.15 · 247 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Feb 2025 — ongoing

-19.3%

Peak ₹17.81 on 26 Sept 2024 → trough ₹14.37 on 28 Feb 2025 (5 months down).

Not yet recovered

Jun 2022

-17.3%

Peak ₹10.71 on 15 Nov 2021 → trough ₹8.85 on 17 Jun 2022 (7 months down).

Recovered in 3 months· 8 Sept 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.71% — typical for category.
AUM size
₹2.4K Cr.
Sector concentration
Top 3 sectors = 63.3% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.32%	-0.37%	13/ 31
1M	+2.53%	+2.17%	15/ 31
3M	+7.75%	+8.26%	17/ 31
6M	+0.77%	+3.48%	20/ 31
YTD	+0.00%	+3.09%	22/ 31
1Y	+3.38%	+6.65%	22/ 31
2Y	+1.24%	+4.01%	27/ 31
3Y	+12.69%	+14.48%	21/ 30

Portfolio composition

Asset allocation

Equity98.51%
Cash1.49%

By market cap

Large cap76.61%
Mid cap17.70%
Small cap3.66%
Others2.03%

Concentration

Holdings

Avg market cap

₹2.89 L Cr

Top 10 stocks

52.33%

Top 5 stocks

32.80%

Top 3 sectors

63.26%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—8.99%
1
ICICI Bank Ltd
—8.71%
2
HDFC Bank Ltd
—8.59%
2
HDFC Bank Ltd
—8.38%
3
Reliance Industries Ltd
—5.52%
3
Infosys Ltd
—5.42%
4
Reliance Industries Ltd
—5.36%
5
Eternal Ltd
—5.17%
4
Eternal Ltd
—5.16%
5
Larsen & Toubro Ltd
—5.03%
6
Larsen & Toubro Ltd
—4.75%
6
Infosys Ltd
—4.20%
7
Bharti Airtel Ltd
—4.03%
7
Bajaj Finance Ltd
—3.91%
8
Bharti Airtel Ltd
—3.91%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio27.3426.85+0.49
P/B ratio3.663.70-0.04
Price / Sales3.333.38-0.05
Price / Cash Flow18.4018.74-0.34
Dividend yield1.07%0.98%+0.09
Return on equity (ROE)16.71%16.62%+0.09

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
12.5814.75—17.8615.5014.61
Sharpe ratio
Risk-adjusted return — higher is better.
-0.480.36—-0.250.480.49
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.610.51—-0.310.730.76
Beta
1 = moves with the market. <1 = less volatile.
0.900.93—0.980.950.93

Peers in Focused

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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