UTI Focused Fund

FocusedEquity SEBI-regulated

NAV (Direct-Growth)

₹16.3926

As of 3 Jul 2026 · AMFI

AUM

₹2.4K Cr

Expense ratio

0.71%

1Y returns

-1.65%

cat 0.30%

3Y CAGR

+11.67%

cat 13.46%

5Y CAGR

—

cat 12.56%

Std deviation 3Y

+14.75%

cat 15.50%

In plain English

UTI Focused Fund is a Focused scheme from UTI. The portfolio is ~99% in equities. Within equity, ~77% sits in large-cap stocks, 18% in mid-cap, and 4% in small-cap. 3-year CAGR: about 11.7%. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -19% in Feb 2025 — ongoing.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF789F1AVA3

NAV (Direct-Growth)

₹16.3926

Last 1Y

-1.66%

Jul 25Min ₹14.58 · Max ₹17.15 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Feb 2025 — ongoing

-19.3%

Peak ₹17.81 on 26 Sept 2024 → trough ₹14.37 on 28 Feb 2025 (5 months down).

Not yet recovered

Jun 2022

-17.3%

Peak ₹10.71 on 15 Nov 2021 → trough ₹8.85 on 17 Jun 2022 (7 months down).

Recovered in 3 months· 8 Sept 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.71% — typical for category.
AUM size
₹2.4K Cr.
Sector concentration
Top 3 sectors = 63.3% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-1.22%	-0.35%	26/ 28
1M	+6.86%	+8.42%	22/ 28
3M	-1.77%	+0.33%	21/ 28
6M	-4.57%	-1.05%	25/ 28
YTD	-3.16%	-0.73%	23/ 28
1Y	-1.65%	+0.30%	24/ 28
2Y	+4.77%	+5.22%	18/ 28
3Y	+11.67%	+13.46%	22/ 27
5Y	—	+12.56%	—
7Y	—	+12.03%	—
10Y	—	+13.67%	—

Portfolio composition

Asset allocation

Equity98.51%
Cash1.49%

By market cap

Large cap76.61%
Mid cap17.70%
Small cap3.66%
Others2.03%

Concentration

Holdings

Avg market cap

₹2.89 L Cr

Top 10 stocks

52.33%

Top 5 stocks

32.80%

Top 3 sectors

63.26%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—8.99%
1
ICICI Bank Ltd
—8.71%
2
HDFC Bank Ltd
—8.59%
2
HDFC Bank Ltd
—8.38%
3
Reliance Industries Ltd
—5.52%
3
Infosys Ltd
—5.42%
4
Reliance Industries Ltd
—5.36%
5
Eternal Ltd
—5.17%
4
Eternal Ltd
—5.16%
5
Larsen & Toubro Ltd
—5.03%
6
Larsen & Toubro Ltd
—4.75%
6
Infosys Ltd
—4.20%
7
Bharti Airtel Ltd
—4.03%
7
Bajaj Finance Ltd
—3.91%
8
Bharti Airtel Ltd
—3.91%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio27.3426.85+0.49
P/B ratio3.663.70-0.04
Price / Sales3.333.38-0.05
Price / Cash Flow18.4018.74-0.34
Dividend yield1.07%0.98%+0.09
Return on equity (ROE)16.71%16.62%+0.09

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
12.5814.75—17.8615.5014.61
Sharpe ratio
Risk-adjusted return — higher is better.
-0.480.36—-0.250.480.49
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.610.51—-0.310.730.76
Beta
1 = moves with the market. <1 = less volatile.
0.900.93—0.980.950.93

Peers in Focused

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 specific actions, written by AI in plain English.

Run Portfolio X-Ray