UTI Large & Mid Cap Fund

Large & Mid CapEquity SEBI-regulated

NAV (Direct-Growth)

₹198.4782

As of 1 Jul 2026 · AMFI

AUM

₹6.0K Cr

Expense ratio

0.97%

1Y returns

+1.26%

cat 0.84%

3Y CAGR

+18.33%

cat 15.90%

5Y CAGR

+16.14%

cat 14.57%

Std deviation 3Y

+15.24%

cat 16.24%

In plain English

UTI Large & Mid Cap Fund is a Large & Mid Cap scheme from UTI. The portfolio is ~95% in equities. Long-run track record: about 16.1% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -41% in Mar 2020, recovered in 9 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹198.4782

Last 1Y

+1.26%

Jul 25Min ₹177.33 · Max ₹204.69 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-41.5%

Peak ₹69.34 on 23 Jan 2018 → trough ₹40.56 on 23 Mar 2020 (26 months down).

Recovered in 9 months· 4 Dec 2020

Feb 2016

-20.9%

Peak ₹52.57 on 3 Mar 2015 → trough ₹41.57 on 12 Feb 2016 (12 months down).

Recovered in 6 months· 5 Aug 2016

Jun 2022

-18.3%

Peak ₹109.47 on 18 Oct 2021 → trough ₹89.46 on 20 Jun 2022 (8 months down).

Recovered in 5 months· 29 Nov 2022

Feb 2025

-17.5%

Peak ₹199.78 on 26 Sept 2024 → trough ₹164.72 on 28 Feb 2025 (5 months down).

Recovered in 9 months· 17 Nov 2025

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.97% — typical for category.
AUM size
₹6.0K Cr — reasonable for a mid-cap fund.
Sector concentration
Top 3 sectors = 46.6% — diversified across sectors.
Style drift
Only 36% in mid caps — SEBI mandate is 65%+.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.42%	+0.15%	26/ 33
1M	+7.90%	+8.95%	25/ 33
3M	+0.14%	+2.25%	26/ 33
6M	-2.24%	-0.07%	26/ 33
YTD	-1.93%	+0.20%	28/ 33
1Y	+1.26%	+0.84%	19/ 32
2Y	+10.18%	+6.59%	7/ 29
3Y	+18.33%	+15.90%	7/ 26
5Y	+16.14%	+14.57%	8/ 26
7Y	+17.28%	+13.92%	10/ 22
10Y	+15.13%	+14.77%	14/ 20

Portfolio composition

Asset allocation

Equity95.49%
Cash4.51%

By market cap

Large cap41.86%
Mid cap35.90%
Small cap12.55%
Others9.69%

Concentration

Holdings

Avg market cap

₹1.15 L Cr

Top 10 stocks

27.53%

Top 5 stocks

15.48%

Top 3 sectors

46.61%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—4.26%
1
HDFC Bank Ltd
—4.19%
2
Net Current Assets
—4.16%
2
ICICI Bank Ltd
—3.29%
3
Infosys Ltd
—3.23%
3
ICICI Bank Ltd
—3.06%
4
Power Grid Corp Of India Ltd
—2.98%
4
Power Grid Corp Of India Ltd
—2.84%
5
Infosys Ltd
—2.71%
5
Vedanta Ltd
—2.71%
6
Larsen & Toubro Ltd
—2.68%
6
Aurobindo Pharma Ltd
—2.68%
7
Larsen & Toubro Ltd
—2.63%
7
ITC Ltd
—2.55%
8
Aurobindo Pharma Ltd
—2.54%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio19.2327.72-8.49
P/B ratio2.653.90-1.25
Price / Sales2.563.27-0.71
Price / Cash Flow13.2319.86-6.63
Dividend yield2.90%1.00%+1.90
Return on equity (ROE)17.47%17.21%+0.26

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
14.6315.2414.2618.0516.2415.16
Sharpe ratio
Risk-adjusted return — higher is better.
-0.190.770.72-0.220.590.59
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.261.201.15-0.280.890.91
Beta
1 = moves with the market. <1 = less volatile.
0.910.940.920.960.970.95

Peers in Large & Mid Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthUTI Large & Mid Cap Fund - Direct Plan - Growth OptionINF789F01UG3
DirectIDCW ReinvestmentUTI Large & Mid Cap Fund - Direct Plan - IDCWINF789F01UE8
RegularGrowthUTI Large & Mid Cap Fund - Regular Plan - Growth OptionINF789F01869
RegularIDCW ReinvestmentUTI Large & Mid Cap Fund - Regular Plan - IDCWINF189A01046

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