UTI Large Cap Fund

Large CapEquity SEBI-regulated

NAV (Direct-Growth)

₹288.0924

As of 1 Jul 2026 · AMFI

AUM

₹11.9K Cr

Expense ratio

1.17%

1Y returns

-4.48%

cat -2.99%

3Y CAGR

+9.21%

cat 11.08%

5Y CAGR

+9.36%

cat 10.86%

Std deviation 3Y

+13.52%

cat 14.79%

In plain English

UTI Large Cap Fund is a Large Cap scheme from UTI. The portfolio is ~97% in equities. Long-run track record: about 9.4% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -35% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹288.0924

Last 1Y

-5.52%

Jul 25Min ₹265.42 · Max ₹313.71 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-34.7%

Peak ₹138.31 on 13 Feb 2020 → trough ₹90.38 on 23 Mar 2020 (1 months down).

Recovered in 8 months· 5 Nov 2020

Feb 2016

-20.8%

Peak ₹98.31 on 3 Mar 2015 → trough ₹77.81 on 12 Feb 2016 (12 months down).

Recovered in 7 months· 31 Aug 2016

Jun 2022

-19.2%

Peak ₹220.84 on 17 Jan 2022 → trough ₹178.40 on 17 Jun 2022 (5 months down).

Recovered in 13 months· 30 Jun 2023

Mar 2026 — ongoing

-15.9%

Peak ₹315.56 on 26 Sept 2024 → trough ₹265.42 on 31 Mar 2026 (18 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.17% — above the typical 1% for equity.
AUM size
₹11.9K Cr.
Sector concentration
Top 3 sectors = 59.0% — diversified across sectors.
Style drift
Allocation matches the declared category mandate.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-1.43%	-0.72%	35/ 37
1M	+5.79%	+7.20%	26/ 36
3M	-4.44%	-1.77%	35/ 35
6M	-7.54%	-5.30%	33/ 34
YTD	-8.01%	-5.53%	35/ 35
1Y	-0.28%	+2.63%	31/ 34
2Y	+4.23%	+4.65%	25/ 32
3Y	+12.05%	+13.89%	28/ 31
5Y	+10.97%	+12.47%	25/ 28
7Y	+12.26%	+11.06%	18/ 25
10Y	+12.45%	+12.67%	17/ 23

Portfolio composition

Asset allocation

Equity97.22%
Debt0.42%
Cash2.35%

By market cap

Large cap86.16%
Mid cap8.99%
Small cap0.88%
Others3.97%

Concentration

Holdings

Avg market cap

₹3.60 L Cr

Top 10 stocks

49.79%

Top 5 stocks

32.21%

Top 3 sectors

58.95%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—9.11%
1
HDFC Bank Ltd
—8.81%
2
ICICI Bank Ltd
—8.04%
2
ICICI Bank Ltd
—7.96%
3
Reliance Industries Ltd
—5.75%
3
Reliance Industries Ltd
—5.69%
4
Infosys Ltd
—5.31%
4
Infosys Ltd
—4.91%
5
Kotak Mahindra Bank Ltd
—4.46%
5
Kotak Mahindra Bank Ltd
—4.43%
6
Larsen & Toubro Ltd
—4.23%
7
Bharti Airtel Ltd
—4.17%
6
Larsen & Toubro Ltd
—3.97%
8
Bajaj Finance Ltd
—3.96%
7
Bharti Airtel Ltd
—3.82%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio22.8623.35-0.49
P/B ratio3.043.26-0.22
Price / Sales2.713.00-0.29
Price / Cash Flow14.8916.39-1.50
Dividend yield1.42%1.31%+0.11
Return on equity (ROE)17.35%17.81%-0.46

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
10.6813.5213.2116.8814.7914.25
Sharpe ratio
Risk-adjusted return — higher is better.
-0.680.220.29-0.470.330.38
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.820.310.43-0.570.480.57
Beta
1 = moves with the market. <1 = less volatile.
0.930.930.931.001.000.99

Peers in Large Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthUTI Large Cap Fund - Direct Plan - Growth OptionINF789F01US8
DirectIDCW ReinvestmentUTI Large Cap Fund - Direct Plan - IDCWINF789F01UQ2
RegularGrowthUTI Large Cap Fund - Regular Plan - Growth OptionINF789F01976
RegularIDCW ReinvestmentUTI Large Cap Fund - Regular Plan - IDCWINF189A01038

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