UTI Mid Cap Fund

Mid CapEquity SEBI-regulated

NAV (Direct-Growth)

₹344.9693

As of 3 Jul 2026 · AMFI

AUM

₹11.9K Cr

Expense ratio

0.91%

1Y returns

+0.14%

cat 4.74%

3Y CAGR

+14.45%

cat 19.41%

5Y CAGR

+14.19%

cat 16.88%

Std deviation 3Y

+17.44%

cat 18.12%

In plain English

UTI Mid Cap Fund is a Mid Cap scheme from UTI. The portfolio is ~98% in equities. Long-run track record: about 14.2% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -41% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF789F01UA6

NAV (Direct-Growth)

₹344.9693

Last 1Y

+0.68%

Jul 25Min ₹297.54 · Max ₹348.29 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-40.7%

Peak ₹125.57 on 15 Jan 2018 → trough ₹74.40 on 23 Mar 2020 (27 months down).

Recovered in 8 months· 17 Nov 2020

Feb 2025 — ongoing

-22.7%

Peak ₹358.97 on 24 Sept 2024 → trough ₹277.61 on 28 Feb 2025 (5 months down).

Not yet recovered

Aug 2013

-20.5%

Peak ₹36.70 on 7 Jan 2013 → trough ₹29.18 on 28 Aug 2013 (8 months down).

Recovered in 3 months· 29 Nov 2013

Jun 2022

-20.2%

Peak ₹213.96 on 17 Jan 2022 → trough ₹170.77 on 20 Jun 2022 (5 months down).

Recovered in 3 months· 12 Sept 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.91% — typical for category.
AUM size
₹11.9K Cr — reasonable for a mid-cap fund.
Sector concentration
Top 3 sectors = 56.0% — diversified across sectors.
Style drift
Allocation matches the declared category mandate.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.55%	-0.40%	25/ 33
1M	+10.09%	+9.42%	27/ 33
3M	+4.43%	+4.68%	24/ 31
6M	+0.91%	+3.43%	28/ 31
YTD	+1.28%	+3.69%	27/ 31
1Y	+0.14%	+4.74%	26/ 30
2Y	+7.74%	+8.93%	25/ 29
3Y	+14.45%	+19.41%	26/ 29
5Y	+14.19%	+16.88%	22/ 25
7Y	+18.34%	+16.44%	17/ 22
10Y	+15.28%	+16.54%	19/ 20

Portfolio composition

Asset allocation

Equity98.39%
Cash1.61%

By market cap

Large cap9.32%
Mid cap68.39%
Small cap20.58%
Others1.71%

Concentration

Holdings

Avg market cap

₹55.5K Cr

Top 10 stocks

20.51%

Top 5 stocks

11.07%

Top 3 sectors

56.04%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
PB Fintech Ltd
—2.43%
1
PB Fintech Ltd
—2.32%
2
Polycab India Ltd
—2.22%
3
Tube Investments of India Ltd Ordinary Shares
—2.22%
2
Max Financial Services Ltd
—2.20%
3
Tube Investments of India Ltd Ordinary Shares
—2.11%
4
Max Financial Services Ltd
—2.10%
4
Polycab India Ltd
—2.10%
5
Suzlon Energy Ltd
—2.09%
5
APL Apollo Tubes Ltd
—2.08%
6
Ajanta Pharma Ltd
—2.05%
7
Persistent Systems Ltd
—2.02%
6
Phoenix Mills Ltd
—1.96%
7
Multi Commodity Exchange of India Ltd
—1.93%
8
Hero MotoCorp Ltd
—1.93%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio31.0431.18-0.14
P/B ratio4.304.54-0.24
Price / Sales3.433.40+0.03
Price / Cash Flow20.1522.96-2.81
Dividend yield0.86%0.80%+0.06
Return on equity (ROE)18.00%18.19%-0.19

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
19.3117.4416.0219.7518.1216.55
Sharpe ratio
Risk-adjusted return — higher is better.
-0.230.500.560.150.790.72
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.330.740.860.261.241.16
Beta
1 = moves with the market. <1 = less volatile.
0.890.940.920.960.950.93

Peers in Mid Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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