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UTI

UTI Retirement Fund

NAV · Direct-Growth

₹55.33-0.13-0.23%

As of 18 Aug 2026 · AMFI

NAV growth+3.7%
Aug ’25Aug ’26
Arthkar verdictSolid on the numbers

Consistency

Strong

positive in 10 of 12 years

1Y return

+3.7%

3Y CAGR

+10.0%

5Y CAGR

+9.9%

AUM

—

fund size

Expense

—

direct plan

Volatility 3Y

6.7%

3Y std dev

Go deeper on UTI Retirement Fund

Two data-only views, computed from this fund's real NAV history — no projections.

UTI Retirement Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.UTI Retirement Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Long-run track record: about 9.9% CAGR over 5 years. Worst historical drawdown: -19% in Mar 2020, recovered in 5 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF789F1AA64

NAV (Direct-Growth)

₹55.3335

Last 1Y

+3.74%

Aug 25Min ₹51.85 · Max ₹55.62 · 245 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-18.9%

Peak ₹27.62 on 3 Jun 2019 → trough ₹22.39 on 23 Mar 2020 (10 months down).

Recovered in 5 months· 27 Aug 2020

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Performance

Returns for various periods, with category average and peer rank.

PeriodReturnsCategory avgRank
1W-0.40%——
1M+0.48%——
3M+3.66%——
6M+0.39%——
YTD+0.41%——
1Y+3.74%——
2Y+4.30%——
3Y+9.99%——
5Y+9.85%——
7Y+11.60%——
10Y+9.41%——

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.

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