UTI Small Cap Fund

Small CapEquity SEBI-regulated

NAV (Direct-Growth)

₹29.4209

As of 1 Jul 2026 · AMFI

AUM

₹5.0K Cr

Expense ratio

0.67%

1Y returns

+3.95%

cat 6.00%

3Y CAGR

+17.60%

cat 18.03%

5Y CAGR

+17.19%

cat 17.43%

Std deviation 3Y

+19.72%

cat 19.79%

In plain English

UTI Small Cap Fund is a Small Cap scheme from UTI. The portfolio is ~96% in equities. Long-run track record: about 17.2% CAGR over 5 years. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -22% in Mar 2025, recovered in 16 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹29.4209

Last 1Y

+2.91%

Jul 25Min ₹23.65 · Max ₹29.72 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2025

-22.3%

Peak ₹29.53 on 11 Dec 2024 → trough ₹22.94 on 3 Mar 2025 (3 months down).

Recovered in 16 months· 22 Jun 2026

Jun 2022

-19.8%

Peak ₹16.76 on 17 Jan 2022 → trough ₹13.44 on 20 Jun 2022 (5 months down).

Recovered in 3 months· 15 Sept 2022

Mar 2023

-10.6%

Peak ₹16.82 on 2 Dec 2022 → trough ₹15.05 on 28 Mar 2023 (4 months down).

Recovered in 2 months· 17 May 2023

Mar 2024

-10.5%

Peak ₹22.94 on 7 Feb 2024 → trough ₹20.53 on 13 Mar 2024 (1 months down).

Recovered in 1 months· 25 Apr 2024

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.67% — typical for category.
AUM size
₹5.0K Cr — manageable for a small-cap mandate.
Sector concentration
Top 3 sectors = 56.6% — diversified across sectors.
Style drift
Allocation matches the declared category mandate.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+1.87%	+1.91%	21/ 37
1M	+14.15%	+13.09%	13/ 37
3M	+8.75%	+9.23%	23/ 34
6M	+7.51%	+9.15%	23/ 34
YTD	+8.22%	+9.21%	22/ 34
1Y	+3.95%	+6.00%	24/ 31
2Y	+9.83%	+6.07%	7/ 28
3Y	+17.60%	+18.03%	16/ 25
5Y	+17.19%	+17.43%	17/ 23
7Y	—	+17.83%	—
10Y	—	+17.36%	—

Portfolio composition

Asset allocation

Equity95.61%
Cash4.39%

By market cap

Mid cap14.17%
Small cap76.04%
Others9.79%

Concentration

Holdings

104

Avg market cap

₹16.5K Cr

Top 10 stocks

21.60%

Top 5 stocks

12.03%

Top 3 sectors

56.65%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Multi Commodity Exchange of India Ltd
—3.69%
2
Net Current Assets
—3.38%
1
Net Current Assets
—3.25%
3
Karur Vysya Bank Ltd
—3.05%
4
TD Power Systems Ltd
—2.66%
2
TD Power Systems Ltd
—2.66%
3
Karur Vysya Bank Ltd
—2.64%
4
Multi Commodity Exchange of India Ltd
—2.62%
5
Aster DM Healthcare Ltd Ordinary Shares
—2.61%
6
UTI Liquid Dir Gr
—2.40%
7
Acutaas Chemicals Ltd
—2.39%
8
City Union Bank Ltd
—2.16%
5
Acutaas Chemicals Ltd
—2.07%
6
Navin Fluorine International Ltd
—2.05%
9
Ujjivan Small Finance Bank Ltd Ordinary Shares
—2.04%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio27.6229.18-1.56
P/B ratio4.013.81+0.20
Price / Sales3.083.01+0.07
Price / Cash Flow21.2622.53-1.27
Dividend yield0.83%0.79%+0.04
Return on equity (ROE)18.18%15.59%+2.59

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
21.1419.7217.3821.6519.7917.83
Sharpe ratio
Risk-adjusted return — higher is better.
-0.040.590.680.090.610.68
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.070.981.130.201.001.11
Beta
1 = moves with the market. <1 = less volatile.
0.900.860.800.910.860.82

Peers in Small Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthUTI Small Cap Fund - Direct Plan - Growth OptionINF789F1AUQ1
DirectIDCW PayoutUTI Small Cap Fund - Direct Plan - IDCW (Payout)INF789F1AUR9
RegularGrowthUTI Small Cap Fund - Regular Plan - Growth OptionINF789F1AUO6
RegularIDCW PayoutUTI Small Cap Fund - Regular Plan - IDCW (Payout)INF789F1AUP3

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