UTI Value Fund

Value / ContraEquity SEBI-regulated

NAV (Direct-Growth)

₹180.4713

As of 1 Jul 2026 · AMFI

AUM

₹9.3K Cr

Expense ratio

1.22%

1Y returns

-3.22%

cat 1.58%

3Y CAGR

+14.80%

cat 14.97%

5Y CAGR

+13.23%

cat 13.59%

Std deviation 3Y

+14.86%

cat 15.85%

In plain English

UTI Value Fund is a Value / Contra scheme from UTI. The portfolio is ~99% in equities. Long-run track record: about 13.2% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -37% in Mar 2020, recovered in 8 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹180.4713

Last 1Y

-3.22%

Jul 25Min ₹164.21 · Max ₹193.81 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-36.7%

Peak ₹70.50 on 7 Feb 2020 → trough ₹44.64 on 23 Mar 2020 (2 months down).

Recovered in 8 months· 5 Nov 2020

Feb 2016

-24.3%

Peak ₹53.03 on 3 Mar 2015 → trough ₹40.16 on 29 Feb 2016 (12 months down).

Recovered in 13 months· 30 Mar 2017

Jun 2022

-17.3%

Peak ₹112.06 on 17 Jan 2022 → trough ₹92.72 on 17 Jun 2022 (5 months down).

Recovered in 3 months· 12 Sept 2022

Apr 2025

-17.2%

Peak ₹193.53 on 26 Sept 2024 → trough ₹160.18 on 7 Apr 2025 (6 months down).

Recovered in 9 months· 2 Jan 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.22% — above the typical 1% for equity.
AUM size
₹9.3K Cr.
Sector concentration
Top 3 sectors = 54.3% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.58%	-1.23%	18/ 22
1M	+6.63%	+7.23%	19/ 22
3M	-2.98%	+0.79%	20/ 22
6M	-6.24%	-1.73%	20/ 23
YTD	-5.85%	-1.54%	20/ 23
1Y	-3.22%	+1.58%	20/ 23
2Y	+8.20%	+6.47%	6/ 20
3Y	+14.80%	+14.97%	15/ 21
5Y	+13.23%	+13.59%	15/ 17
7Y	+15.71%	+13.43%	9/ 14
10Y	+14.55%	+14.53%	9/ 12

Portfolio composition

Asset allocation

Equity98.53%
Debt0.27%
Cash1.20%

By market cap

Large cap62.12%
Mid cap19.81%
Small cap15.85%
Others2.22%

Concentration

Holdings

Avg market cap

₹1.64 L Cr

Top 10 stocks

41.39%

Top 5 stocks

25.88%

Top 3 sectors

54.26%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—8.34%
1
HDFC Bank Ltd
—8.28%
2
ICICI Bank Ltd
—5.99%
2
ICICI Bank Ltd
—5.76%
3
Bharti Airtel Ltd
—4.48%
3
Bharti Airtel Ltd
—4.40%
4
Axis Bank Ltd
—4.16%
5
State Bank of India
—3.73%
4
Axis Bank Ltd
—3.70%
5
State Bank of India
—3.68%
6
Infosys Ltd
—3.68%
6
Kotak Mahindra Bank Ltd
—3.66%
7
Kotak Mahindra Bank Ltd
—3.59%
7
Infosys Ltd
—3.38%
8
Mahindra & Mahindra Ltd
—3.07%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio20.3020.48-0.18
P/B ratio2.532.69-0.16
Price / Sales2.732.33+0.40
Price / Cash Flow12.0413.84-1.80
Dividend yield1.50%1.63%-0.13
Return on equity (ROE)13.57%16.25%-2.68

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
12.4114.8613.9117.7115.8514.41
Sharpe ratio
Risk-adjusted return — higher is better.
-0.490.570.55-0.200.550.56
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.620.870.85-0.210.860.87
Beta
1 = moves with the market. <1 = less volatile.
0.930.950.920.950.980.92

Peers in Value / Contra

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthUTI Value Fund - Direct Plan - Growth OptionINF789F01VB2
DirectIDCW ReinvestmentUTI Value Fund - Direct Plan - IDCWINF789F01UZ3
RegularGrowthUTI Value Fund - Regular Plan - Growth OptionINF789F01AG5
RegularIDCW ReinvestmentUTI Value Fund - Regular Plan - IDCWINF789F01AE0

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