How UTI Infrastructure Fund survived The 2015-16 China Slowdown
China devalued the yuan, crude collapsed, and global growth fears dragged the Sensex down 23% over 11 slow, grinding months. No single dramatic day — just a long test of patience that shook out momentum chasers.
The fall
-31.1%
3 Mar 2015 → 29 Feb 2016
Index fell
-23%
Sensex, peak to trough
Recovery time
8 mo
peak regained 25 Oct 2016
₹1L at the peak → today
₹3,09,147
worst-possible timing, held on
The full round trip
NAV from 2 Mar 2015 to 25 Oct 2016 — peak ₹46.7801, bottom ₹32.2396, peak regained 25 Oct 2016.
The ₹1 lakh stress test — invested at the worst possible moment
| Invested at the pre-crash peak (3 Mar 2015) | ₹1,00,000 |
| Value at the bottom (29 Feb 2016) | ₹68,917 |
| Value one year after the peak | ₹74,954 |
| Value today (4 Sept 2026) | ₹3,09,147 |
The lesson isn't that crashes don't hurt — it's that selling at the bottom turns a temporary fall into a permanent loss. The investor who bought at the absolute worst day and simply held is in profit today.
The unluckiest SIP experiment
Imagine starting a ₹10,000/month SIP on the exact peak day — the single unluckiest start date possible — and continuing for 24 months straight through the crash:
Invested
₹2,40,000
Worth today
₹8,28,566
Return
+245%
Crash-month installments bought units cheap — that's the whole SIP thesis, demonstrated with real data instead of a brochure.
This fund in other crashes
Other Sectoral / Thematic funds in this crash
How this page is produced
Every figure above is computed from our archive of published AMFI NAV history for UTI Infrastructure Fund, to NAV dated 4 Sept 2026. Nothing here is copied from a factsheet or a third-party summary. The full method is published, including its limitations.
Written and maintained by Azad Mohammed, who built the pipeline these numbers come out of. Found an error? Tell us — corrections are made and the page rebuilds within the hour.
This page describes what each fund has done. It is not investment advice and not a recommendation to buy or sell any scheme. Arthkar is not a SEBI-registered investment adviser and does not provide or arrange investment advice. Mutual fund investments are subject to market risk; read all scheme related documents carefully.
