Hybrid · Category
Best Equity Savings Mutual Funds 2026
Equity Savings is a SEBI-defined mutual fund category. Every fund below follows the same category mandate, which makes their returns directly comparable — the differences you see come from the fund manager's choices and the fund's costs, not from a difference in what they are allowed to hold.
All 28 Equity Savings funds, ranked
Ordered by three-year annualised return, computed from official AMFI NAV history to a common date.
NAV as of 18 Aug 2026
Category average over 3Y: 9.1% a year across 22 funds with a full record.
- 110.7%14.0%11.5%+4.9—
HSBC Equity Savings Fund
HSBC
- 28.9%11.8%10.0%+2.8—
Edelweiss Equity Savings Fund
Edelweiss
- 36.7%11.0%10.7%+1.9—
Kotak Equity Savings Fund
Kotak Mahindra
- 46.6%10.7%9.6%+1.7—
Mirae Asset Equity Savings Fund
Mirae Asset
- 57.8%10.5%9.4%+1.4—
Mahindra Manulife Equity Savings Fund
Mahindra Manulife
- 66.9%10.4%8.6%+1.4—
Axis Equity Savings Fund
Axis
- 76.7%10.4%9.0%+1.3—
Baroda BNP Paribas Equity Savings Fund
Baroda BNP Paribas
- 83.2%10.0%10.3%+1.0—
Sundaram Equity Savings Fund
Sundaram
- 94.8%9.7%8.2%+0.6—
LIC MF Equity Savings Fund
LIC
- 100.8%9.3%8.1%+0.2—
Invesco India Equity Savings Fund
Invesco
- 115.3%9.2%9.3%+0.1—
UTI Equity Savings Fund
UTI
- 124.2%9.1%8.9%+0.1—
HDFC Equity Savings Fund
HDFC
- 134.0%9.0%8.7%-0.0—
SBI Equity Savings Fund
SBI
- 143.2%8.9%8.0%-0.2—
DSP Equity Savings Fund
DSP
- 156.4%8.6%7.2%-0.4—
Aditya Birla Sun Life Equity Savings Fund
Aditya Birla Sun Life
- 164.6%7.8%7.5%-1.3—
Franklin India Equity Savings Fund
Franklin Templeton
- 174.6%7.7%6.7%-1.4—
Union Equity Savings Fund
Union
- 185.1%7.7%7.1%-1.4—
BANDHAN Equity Savings Fund
Bandhan
- 194.1%7.5%7.3%-1.6—
NIPPON INDIA EQUITY SAVINGS FUND
Nippon India
- 204.8%7.2%6.7%-1.9—
PGIM India Equity Savings Fund
PGIM India
- 213.6%7.1%7.6%-2.0—
ICICI Prudential Equity Savings Fund
ICICI Prudential
- 223.0%6.6%7.1%-2.5—
ICICI Prudential Equity Savings Fund - Cumulative option
ICICI Prudential
Not enough history to rank
These 6 funds do not yet have a full 3Y NAV record, so ranking them against the funds above would compare different periods.
How to read the table below
Returns are annualised and computed from our own AMFI NAV history rather than taken from a fund factsheet, so every fund on this page is measured to the same date on the same basis. The category average is calculated across the same set.
Expense ratio is the annual cost, already deducted from the NAV you see. Direct plans cost less than regular plans because they carry no distributor commission.
Past returns describe what happened; they are not a forecast.
Frequently asked questions
How are Equity Savings funds ranked on this page?+
By three-year annualised return, computed from official AMFI NAV history to a common date, so every fund is measured on the same basis. Funds without a full three-year record are listed separately rather than ranked against funds that have one.
Are these returns after fees?+
Yes. Returns are calculated from NAV, and the expense ratio is already deducted from NAV daily. The expense-ratio column tells you what that ongoing cost is.
How this page is produced
Every figure above is computed from our own archive of the official AMFI NAV file, going back to 2006, to NAV dated 18 Aug 2026. Nothing is copied from a fund factsheet or a third-party data vendor, which is why every fund on this page can be measured to the same date on the same basis. The full method is published, including its limitations.
Written and maintained by Azad Mohammed, who built the pipeline these numbers come out of. Found an error? Tell us — corrections are made and the page rebuilds within the hour.
This page describes what each fund has done. It is not investment advice and not a recommendation to buy or sell any scheme. Arthkar is not a SEBI-registered investment adviser and does not provide or arrange investment advice. Mutual fund investments are subject to market risk; read all scheme related documents carefully.