₹25,000 Monthly SIP in Aditya Birla Sun Life Liquid Fund-Institutional (Growth) for 10 Years
If you had started a ₹25,000/month SIP on 19 Jun 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Liquid Fund-Institutional (Growth)'s actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹41,26,270
19 Jun 2026
Absolute gain
+₹11,01,270
+36.4%
XIRR (annualised)
6.04%
money-weighted
The journey, month by month
Worst fall on the way
-0.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,17,070
Modelled at historical FD rates. The fund trailed FD by ₹90,800.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Jun 2017) | ₹3,25,000 | ₹3,36,893 | +3.7% |
| Year 2 (19 Jun 2018) | ₹6,25,000 | ₹6,70,796 | +7.3% |
| Year 3 (19 Jun 2019) | ₹9,25,000 | ₹10,32,485 | +11.6% |
| Year 4 (19 Jun 2020) | ₹12,25,000 | ₹14,00,320 | +14.3% |
| Year 5 (19 Jun 2021) | ₹15,25,000 | ₹17,50,115 | +14.8% |
| Year 6 (19 Jun 2022) | ₹18,25,000 | ₹21,17,277 | +16% |
| Year 7 (19 Jun 2023) | ₹21,25,000 | ₹25,63,395 | +20.6% |
| Year 8 (19 Jun 2024) | ₹24,25,000 | ₹30,60,849 | +26.2% |
| Year 9 (19 Jun 2025) | ₹27,25,000 | ₹35,92,187 | +31.8% |
| Year 10 (19 Jun 2026) | ₹30,25,000 | ₹41,26,270 | +36.4% |
Best year of the journey: Year 8 (+6.9% market move) · Toughest year: Year 5 (2.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Liquid Fund-Institutional (Growth)'s published NAV (source: AMFI) between 19 Jun 2016 and 19 Jun 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.