₹10,000 Monthly SIP in Aditya Birla Sun Life Liquid Fund -Institutional - weekly IDCW for 15 Years
If you had started a ₹10,000/month SIP on 19 Jun 2011 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Liquid Fund -Institutional - weekly IDCW's actual NAV for all 181 installments.
You invested
₹18,10,000
181 installments
Value today
₹22,57,873
19 Jun 2026
Absolute gain
+₹4,47,873
+24.7%
XIRR (annualised)
2.87%
money-weighted
The journey, month by month
Worst fall on the way
-0.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹33,82,040
Modelled at historical FD rates. The fund trailed FD by ₹11,24,167.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Jun 2012) | ₹1,30,000 | ₹5,79,876 | +346.1% |
| Year 2 (19 Jun 2013) | ₹2,50,000 | ₹6,99,949 | +180% |
| Year 3 (19 Jun 2014) | ₹3,70,000 | ₹8,20,249 | +121.7% |
| Year 4 (19 Jun 2015) | ₹4,90,000 | ₹9,38,975 | +91.6% |
| Year 5 (19 Jun 2016) | ₹6,10,000 | ₹10,59,287 | +73.7% |
| Year 6 (19 Jun 2017) | ₹7,30,000 | ₹11,79,421 | +61.6% |
| Year 7 (19 Jun 2018) | ₹8,50,000 | ₹12,99,785 | +52.9% |
| Year 8 (19 Jun 2019) | ₹9,70,000 | ₹14,19,971 | +46.4% |
| Year 9 (19 Jun 2020) | ₹10,90,000 | ₹15,38,577 | +41.2% |
| Year 10 (20 Jun 2021) | ₹12,10,000 | ₹16,58,838 | +37.1% |
| Year 11 (19 Jun 2022) | ₹13,30,000 | ₹17,78,966 | +33.8% |
| Year 12 (19 Jun 2023) | ₹14,50,000 | ₹18,99,555 | +31% |
| Year 13 (19 Jun 2024) | ₹15,70,000 | ₹20,22,912 | +28.8% |
| Year 14 (19 Jun 2025) | ₹16,90,000 | ₹21,42,602 | +26.8% |
| Year 15 (19 Jun 2026) | ₹18,10,000 | ₹22,57,873 | +24.7% |
Best year of the journey: Year 1 (+346.1% market move) · Toughest year: Year 15 (-0.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Liquid Fund -Institutional - weekly IDCW's published NAV (source: AMFI) between 19 Jun 2011 and 19 Jun 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.