₹25,000 Monthly SIP in Aditya Birla Sun Life Nifty 50 ETF for 10 Years
If you had started a ₹25,000/month SIP on 19 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Nifty 50 ETF's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹53,03,200
18 Sept 2026
Absolute gain
+₹22,78,200
+75.3%
XIRR (annualised)
10.8%
money-weighted
The journey, month by month
Worst fall on the way
-36.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,09,060
Modelled at historical FD rates. The fund beat FD by ₹10,94,140.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2017) | ₹3,25,000 | ₹3,67,102 | +13% |
| Year 2 (18 Sept 2018) | ₹6,25,000 | ₹7,34,524 | +17.5% |
| Year 3 (18 Sept 2019) | ₹9,25,000 | ₹10,06,400 | +8.8% |
| Year 4 (18 Sept 2020) | ₹12,25,000 | ₹13,99,235 | +14.2% |
| Year 5 (20 Sept 2021) | ₹15,25,000 | ₹25,08,865 | +64.5% |
| Year 6 (19 Sept 2022) | ₹18,25,000 | ₹28,86,973 | +58.2% |
| Year 7 (18 Sept 2023) | ₹21,25,000 | ₹36,63,109 | +72.4% |
| Year 8 (18 Sept 2024) | ₹24,25,000 | ₹50,15,392 | +106.8% |
| Year 9 (18 Sept 2025) | ₹27,25,000 | ₹54,04,150 | +98.3% |
| Year 10 (18 Sept 2026) | ₹30,25,000 | ₹53,03,200 | +75.3% |
Best year of the journey: Year 5 (+47.6% market move) · Toughest year: Year 10 (-7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Nifty 50 ETF's published NAV (source: AMFI) between 19 Sept 2016 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
