₹10,000 Monthly SIP in ADITYA BIRLA SUNLIFE OVERNIGHT FUND for 3 Years
If you had started a ₹10,000/month SIP on 4 Oct 2023 and never stopped — through every crash and rally — here is exactly what happened, using ADITYA BIRLA SUNLIFE OVERNIGHT FUND's actual NAV for all 37 installments.
You invested
₹3,70,000
37 installments
Value today
₹4,01,959
4 Oct 2026
Absolute gain
+₹31,959
+8.6%
XIRR (annualised)
5.57%
money-weighted
The journey, month by month
Worst fall on the way
0%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹4,11,037
Modelled at historical FD rates. The fund trailed FD by ₹9,078.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Oct 2024) | ₹1,30,000 | ₹1,34,325 | +3.3% |
| Year 2 (4 Oct 2025) | ₹2,50,000 | ₹2,65,530 | +6.2% |
| Year 3 (4 Oct 2026) | ₹3,70,000 | ₹4,01,959 | +8.6% |
Best year of the journey: Year 2 (+4.4% market move) · Toughest year: Year 1 (3.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Overnight funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ADITYA BIRLA SUNLIFE OVERNIGHT FUND's published NAV (source: AMFI) between 4 Oct 2023 and 4 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.