₹5,000 Monthly SIP in Axis Focused Fund for 10 Years
If you had started a ₹5,000/month SIP on 29 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Axis Focused Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹10,09,955
29 Sept 2026
Absolute gain
+₹4,04,955
+66.9%
XIRR (annualised)
9.82%
money-weighted
The journey, month by month
Worst fall on the way
-32.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,43,379
Modelled at historical FD rates. The fund beat FD by ₹1,66,576.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2017) | ₹65,000 | ₹76,018 | +17% |
| Year 2 (1 Oct 2018) | ₹1,30,000 | ₹1,48,745 | +14.4% |
| Year 3 (30 Sept 2019) | ₹1,85,000 | ₹2,26,947 | +22.7% |
| Year 4 (29 Sept 2020) | ₹2,45,000 | ₹2,90,617 | +18.6% |
| Year 5 (29 Sept 2021) | ₹3,05,000 | ₹5,55,291 | +82.1% |
| Year 6 (29 Sept 2022) | ₹3,65,000 | ₹5,29,052 | +44.9% |
| Year 7 (29 Sept 2023) | ₹4,25,000 | ₹6,28,108 | +47.8% |
| Year 8 (30 Sept 2024) | ₹4,85,000 | ₹9,34,282 | +92.6% |
| Year 9 (29 Sept 2025) | ₹5,45,000 | ₹9,55,176 | +75.3% |
| Year 10 (29 Sept 2026) | ₹6,05,000 | ₹10,09,955 | +66.9% |
Best year of the journey: Year 5 (+58.4% market move) · Toughest year: Year 6 (-14%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Focused Fund's published NAV (source: AMFI) between 29 Sept 2016 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.