₹5,000 Monthly SIP in Axis Liquid Fund - Retail Plan - Monthly IDCW for 15 Years
If you had started a ₹5,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Axis Liquid Fund - Retail Plan - Monthly IDCW's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹9,07,573
18 Aug 2026
Absolute gain
+₹2,573
+0.3%
XIRR (annualised)
0.04%
money-weighted
The journey, month by month
Worst fall on the way
-0.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,314
Modelled at historical FD rates. The fund trailed FD by ₹7,76,741.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2012) | ₹65,000 | ₹65,282 | +0.4% |
| Year 2 (18 Aug 2013) | ₹1,25,000 | ₹1,25,614 | +0.5% |
| Year 3 (18 Aug 2014) | ₹1,85,000 | ₹1,85,682 | +0.4% |
| Year 4 (18 Aug 2015) | ₹2,45,000 | ₹2,45,719 | +0.3% |
| Year 5 (18 Aug 2016) | ₹3,05,000 | ₹3,05,909 | +0.3% |
| Year 6 (18 Aug 2017) | ₹3,65,000 | ₹3,65,956 | +0.3% |
| Year 7 (18 Aug 2018) | ₹4,25,000 | ₹4,26,362 | +0.3% |
| Year 8 (18 Aug 2019) | ₹4,85,000 | ₹4,86,272 | +0.3% |
| Year 9 (18 Aug 2020) | ₹5,45,000 | ₹5,45,538 | +0.1% |
| Year 10 (18 Aug 2021) | ₹6,05,000 | ₹6,05,717 | +0.1% |
| Year 11 (18 Aug 2022) | ₹6,65,000 | ₹6,66,614 | +0.2% |
| Year 12 (18 Aug 2023) | ₹7,25,000 | ₹7,27,341 | +0.3% |
| Year 13 (18 Aug 2024) | ₹7,85,000 | ₹7,87,698 | +0.3% |
| Year 14 (18 Aug 2025) | ₹8,45,000 | ₹8,47,131 | +0.3% |
| Year 15 (18 Aug 2026) | ₹9,05,000 | ₹9,07,573 | +0.3% |
Best year of the journey: Year 1 (+0.4% market move) · Toughest year: Year 9 (-0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis Liquid Fund - Retail Plan - Monthly IDCW's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.