₹1,000 Monthly SIP in BANDHAN Balanced Advantage Fund Direct Plan Growth for 10 Years
If you had started a ₹1,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using BANDHAN Balanced Advantage Fund Direct Plan Growth's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,05,877
4 Sept 2026
Absolute gain
+₹84,877
+70.1%
XIRR (annualised)
10.3%
money-weighted
The journey, month by month
Worst fall on the way
-24.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,67,963
Modelled at historical FD rates. The fund beat FD by ₹37,914.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹13,000 | ₹13,962 | +7.4% |
| Year 2 (4 Sept 2018) | ₹25,000 | ₹27,870 | +11.5% |
| Year 3 (4 Sept 2019) | ₹37,000 | ₹39,867 | +7.7% |
| Year 4 (4 Sept 2020) | ₹49,000 | ₹58,430 | +19.2% |
| Year 5 (6 Sept 2021) | ₹61,000 | ₹86,847 | +42.4% |
| Year 6 (5 Sept 2022) | ₹73,000 | ₹1,00,196 | +37.3% |
| Year 7 (4 Sept 2023) | ₹85,000 | ₹1,22,672 | +44.3% |
| Year 8 (4 Sept 2024) | ₹97,000 | ₹1,63,158 | +68.2% |
| Year 9 (4 Sept 2025) | ₹1,09,000 | ₹1,81,381 | +66.4% |
| Year 10 (4 Sept 2026) | ₹1,21,000 | ₹2,05,877 | +70.1% |
Best year of the journey: Year 5 (+23.3% market move) · Toughest year: Year 3 (0%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using BANDHAN Balanced Advantage Fund Direct Plan Growth's published NAV (source: AMFI) between 6 Sept 2016 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.