₹25,000 Monthly SIP in Bandhan Large & Mid Cap Fund for 5 Years
If you had started a ₹25,000/month SIP on 20 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Bandhan Large & Mid Cap Fund's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹23,31,333
18 Sept 2026
Absolute gain
+₹8,06,333
+52.9%
XIRR (annualised)
16.94%
money-weighted
The journey, month by month
Worst fall on the way
-12.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,92,430
Modelled at historical FD rates. The fund beat FD by ₹5,38,903.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Sept 2022) | ₹3,25,000 | ₹3,45,178 | +6.2% |
| Year 2 (18 Sept 2023) | ₹6,25,000 | ₹7,91,525 | +26.6% |
| Year 3 (18 Sept 2024) | ₹9,25,000 | ₹16,17,369 | +74.9% |
| Year 4 (18 Sept 2025) | ₹12,25,000 | ₹19,54,983 | +59.6% |
| Year 5 (18 Sept 2026) | ₹15,25,000 | ₹23,31,333 | +52.9% |
Best year of the journey: Year 3 (+48.2% market move) · Toughest year: Year 4 (2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Bandhan Large & Mid Cap Fund's published NAV (source: AMFI) between 20 Sept 2021 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.