₹2,000 Monthly SIP in BHARAT Bond FOF - April 2025 for 3 Years
If you had started a ₹2,000/month SIP on 18 Apr 2022 and never stopped — through every crash and rally — here is exactly what happened, using BHARAT Bond FOF - April 2025's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹82,614
16 Apr 2025
Absolute gain
+₹8,614
+11.6%
XIRR (annualised)
7.29%
money-weighted
The journey, month by month
Worst fall on the way
-1.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹81,635
Modelled at historical FD rates. The fund beat FD by ₹979.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (17 Apr 2023) | ₹26,000 | ₹26,858 | +3.3% |
| Year 2 (16 Apr 2024) | ₹50,000 | ₹53,650 | +7.3% |
| Year 3 (16 Apr 2025) | ₹74,000 | ₹82,614 | +11.6% |
Best year of the journey: Year 3 (+6.4% market move) · Toughest year: Year 1 (3.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Fund of Funds funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using BHARAT Bond FOF - April 2025's published NAV (source: AMFI) between 18 Apr 2022 and 16 Apr 2025; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.