₹1,000 Monthly SIP in CPSE ETF for 5 Years
If you had started a ₹1,000/month SIP on 23 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using CPSE ETF's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹1,04,003
23 Sept 2026
Absolute gain
+₹43,003
+70.5%
XIRR (annualised)
21.29%
money-weighted
The journey, month by month
Worst fall on the way
-22.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,760
Modelled at historical FD rates. The fund beat FD by ₹32,243.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2022) | ₹13,000 | ₹14,321 | +10.2% |
| Year 2 (25 Sept 2023) | ₹25,000 | ₹36,423 | +45.7% |
| Year 3 (23 Sept 2024) | ₹37,000 | ₹85,254 | +130.4% |
| Year 4 (23 Sept 2025) | ₹49,000 | ₹92,373 | +88.5% |
| Year 5 (23 Sept 2026) | ₹61,000 | ₹1,04,003 | +70.5% |
Best year of the journey: Year 3 (+76.1% market move) · Toughest year: Year 4 (-5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using CPSE ETF's published NAV (source: AMFI) between 23 Sept 2021 and 23 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.