₹10,000 Monthly SIP in DSP Healthcare Fund for 5 Years
If you had started a ₹10,000/month SIP on 29 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using DSP Healthcare Fund's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹10,06,761
29 Sept 2026
Absolute gain
+₹3,96,761
+65%
XIRR (annualised)
19.85%
money-weighted
The journey, month by month
Worst fall on the way
-12.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,18,326
Modelled at historical FD rates. The fund beat FD by ₹2,88,435.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2022) | ₹1,30,000 | ₹1,25,762 | -3.3% |
| Year 2 (29 Sept 2023) | ₹2,50,000 | ₹3,02,940 | +21.2% |
| Year 3 (30 Sept 2024) | ₹3,70,000 | ₹6,33,964 | +71.3% |
| Year 4 (29 Sept 2025) | ₹4,90,000 | ₹7,22,054 | +47.4% |
| Year 5 (29 Sept 2026) | ₹6,10,000 | ₹10,06,761 | +65% |
Best year of the journey: Year 3 (+49.9% market move) · Toughest year: Year 4 (-4.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Healthcare Fund's published NAV (source: AMFI) between 29 Sept 2021 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.