₹10,000 Monthly SIP in DSP Nifty 50 Equal Weight Index Fund for 5 Years
If you had started a ₹10,000/month SIP on 18 Aug 2021 and never stopped — through every crash and rally — here is exactly what happened, using DSP Nifty 50 Equal Weight Index Fund's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹8,31,337
18 Aug 2026
Absolute gain
+₹2,21,337
+36.3%
XIRR (annualised)
12.3%
money-weighted
The journey, month by month
Worst fall on the way
-11.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,16,159
Modelled at historical FD rates. The fund beat FD by ₹1,15,178.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2022) | ₹1,30,000 | ₹1,39,769 | +7.5% |
| Year 2 (18 Aug 2023) | ₹2,50,000 | ₹2,87,666 | +15.1% |
| Year 3 (19 Aug 2024) | ₹3,70,000 | ₹5,41,979 | +46.5% |
| Year 4 (18 Aug 2025) | ₹4,90,000 | ₹6,73,536 | +37.5% |
| Year 5 (18 Aug 2026) | ₹6,10,000 | ₹8,31,337 | +36.3% |
Best year of the journey: Year 3 (+32.9% market move) · Toughest year: Year 4 (1.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Nifty 50 Equal Weight Index Fund's published NAV (source: AMFI) between 18 Aug 2021 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.