₹2,000 Monthly SIP in DSP Nifty 50 ETF for 5 Years
If you had started a ₹2,000/month SIP on 23 Dec 2021 and never stopped — through every crash and rally — here is exactly what happened, using DSP Nifty 50 ETF's actual NAV for all 58 installments.
You invested
₹1,16,000
58 installments
Value today
₹1,33,743
21 Sept 2026
Absolute gain
+₹17,743
+15.3%
XIRR (annualised)
5.9%
money-weighted
The journey, month by month
Worst fall on the way
-12.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,35,677
Modelled at historical FD rates. The fund trailed FD by ₹1,934.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2022) | ₹20,000 | ₹20,918 | +4.6% |
| Year 2 (21 Sept 2023) | ₹44,000 | ₹49,627 | +12.8% |
| Year 3 (23 Sept 2024) | ₹68,000 | ₹94,293 | +38.7% |
| Year 4 (22 Sept 2025) | ₹92,000 | ₹1,17,929 | +28.2% |
| Year 5 (21 Sept 2026) | ₹1,16,000 | ₹1,33,743 | +15.3% |
Best year of the journey: Year 3 (+28.1% market move) · Toughest year: Year 5 (-5.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using DSP Nifty 50 ETF's published NAV (source: AMFI) between 23 Dec 2021 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.