₹5,000 Monthly SIP in Franklin Asian Equity Fund for 10 Years
If you had started a ₹5,000/month SIP on 7 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Franklin Asian Equity Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹11,26,224
7 Oct 2026
Absolute gain
+₹5,21,224
+86.2%
XIRR (annualised)
11.99%
money-weighted
The journey, month by month
Worst fall on the way
-23.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,684
Modelled at historical FD rates. The fund beat FD by ₹2,86,540.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹65,000 | ₹75,920 | +16.8% |
| Year 2 (8 Oct 2018) | ₹1,25,000 | ₹1,30,040 | +4% |
| Year 3 (7 Oct 2019) | ₹1,85,000 | ₹1,98,407 | +7.2% |
| Year 4 (7 Oct 2020) | ₹2,45,000 | ₹3,17,341 | +29.5% |
| Year 5 (7 Oct 2021) | ₹3,05,000 | ₹4,12,167 | +35.1% |
| Year 6 (7 Oct 2022) | ₹3,65,000 | ₹3,73,304 | +2.3% |
| Year 7 (9 Oct 2023) | ₹4,25,000 | ₹4,44,505 | +4.6% |
| Year 8 (7 Oct 2024) | ₹4,85,000 | ₹6,35,070 | +30.9% |
| Year 9 (7 Oct 2025) | ₹5,45,000 | ₹8,06,409 | +48% |
| Year 10 (7 Oct 2026) | ₹6,05,000 | ₹11,26,224 | +86.2% |
Best year of the journey: Year 10 (+30% market move) · Toughest year: Year 6 (-20.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin Asian Equity Fund's published NAV (source: AMFI) between 7 Oct 2016 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
