₹10,000 Monthly SIP in Franklin India Focused Equity Fund for 10 Years
If you had started a ₹10,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Franklin India Focused Equity Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹22,18,649
1 Oct 2026
Absolute gain
+₹10,08,649
+83.4%
XIRR (annualised)
11.74%
money-weighted
The journey, month by month
Worst fall on the way
-35.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,77,659
Modelled at historical FD rates. The fund beat FD by ₹5,40,990.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹1,30,000 | ₹1,39,415 | +7.2% |
| Year 2 (1 Oct 2018) | ₹2,50,000 | ₹2,59,681 | +3.9% |
| Year 3 (1 Oct 2019) | ₹3,70,000 | ₹3,94,304 | +6.6% |
| Year 4 (1 Oct 2020) | ₹4,90,000 | ₹4,82,476 | -1.5% |
| Year 5 (1 Oct 2021) | ₹6,10,000 | ₹10,32,596 | +69.3% |
| Year 6 (3 Oct 2022) | ₹7,30,000 | ₹11,96,423 | +63.9% |
| Year 7 (3 Oct 2023) | ₹8,50,000 | ₹15,77,963 | +85.6% |
| Year 8 (1 Oct 2024) | ₹9,70,000 | ₹23,84,833 | +145.9% |
| Year 9 (1 Oct 2025) | ₹10,90,000 | ₹24,11,588 | +121.2% |
| Year 10 (1 Oct 2026) | ₹12,10,000 | ₹22,18,649 | +83.4% |
Best year of the journey: Year 5 (+71.4% market move) · Toughest year: Year 10 (-12.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin India Focused Equity Fund's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.